ChooseFI

In this episode: success after FI, finding purpose, owning your time, investing in health, and spiritual pursuits. While reaching your FI number and subsequently retiring is an amazing achievement in itself, what are you supposed to do with yourself after getting there? Well, figuring that out is also a big step you are going to have to take on your FI journey. This week, we are once again joined by Chris Terrell to discuss the ways you can fill your time after achieving FI, and how to identify what gives you purpose in your post-work life. Earning back your time is only half the battle, putting that time to good use is up to you and you only! Timestamps: Resources Mentioned In Today’s Episode: FI Frugal Hobbies | Chris Terrell | ChooseFI Ep 429The Happy Philosopher | The Happiest Man In The Room | ChooseFI Ep 49Financial SamuraiThe Tail EndSubscribe to The FI Weekly! More Helpful Links and Resources: ChooseFI’s 3-card credit card strategyChooseFI: Your Blueprint to Financial Independenceeducational coursesM1 Finance

In this episode: the pain of paying, anchoring, relative value, sunk costs, response to stimulus, and opportunity cost. On this installment of the Book Club, we are joined by Clint Murphy and Ginger to discuss some of our favorite takeaways from Dan Ariely and Jeff Kreisler's "Dollars and Sense: How We Misthink Money and How to Spend Smarter," We often mention on this podcast the importance of actionable steps you must be willing to take while on the journey to FI, and this book is chalk-full of actionable tips and examples that could possibly be applied to many areas of your life, not just personal finance. While we know that personal finance is not unilateral and there are no correct steps and decisions that ensure success for everyone, we believe this book can help you better understand the decision making processes that goes into taking actionable steps on your FI journey! Book Club Selection: "Dollars and Sense: How We Misthink Money and How to Spend Smarter" by Dan Ariely and Jeff Kreisler Timestamps: Resources Mentioned In Today’s Episode: The Growth Guide Podcast Clint's Twitter: @IAmClintMurphyFI is FunThe Great Man Within "Die With Zero: Getting All You Can from Your Money and Your Life" by Bill Perkins "Predictably Irrational, Revised and Expanded Edition: The Hidden Forces That Shape Our Decisions" by Dan ArielySubscribe to The FI Weekly! More Helpful Links and Resources: ChooseFI's 3-card credit card strategyChooseFI: Your Blueprint to Financial Independenceeducational coursesM1 Finance

This week we are re-joined by friend of the podcast, Travis Hornsby, to discuss some critical updates and deadlines pertaining to student loan forgiveness. While the thought of paying off student loans can feel daunting, there may actually be some ways to mitigate the stress entirely! Though this episode may not pertain to your situation specifically, we believe it can act as a resource for some you may know, or others on this journey who are looking to potentially have their loans forgiven. Travis Hornsby: Website:StudentLoanPlanner.com (link to discounted consult) Timestamps: Resources Mentioned In Today’s Episode: The Student Loan Reset | The Student Loan Planner | ChooseFI Ep 391Federal Student AidBook a Consult with The Student Loan Planner (Discount through this link!)Subscribe to The FI Weekly! More Helpful Links and Resources: ChooseFI's 3-card credit card strategyChooseFI: Your Blueprint to Financial Independenceeducational coursesM1 Finance

In this episode: getting comfortable investing, the vision boards, salary negotiations, and the skill of spending Whether it's wanting to pay off your debts or get yourself set up for your future, there are many motivations for wanting to begin the path towards FI. This week we are joined by listener and fan of the podcast Rakesh to discuss how his journey to FI has been over the last 3 years, and the lessons he’s learned along the way. We often stress on the podcast the importance of bold moves and taking action as an important step to achieving FI, and Rakesh is the embodiment of just that! Everyone on this journey starts from a different place, just as everyone’s long term goals differ, but don’t allow yourself to be bogged down by the little hiccups that come with this journey. By pushing ahead and being mindful of your short and long term goals, you may find yourself stepping out of your comfort zone towards the life you want to be living! Timestamps: Resources Mentioned In Today’s Episode: Finding Your Locus of Control | Stereo Live Q&A | ChooseFI Ep 305How to Negotiate Your Salary Without Burning Bridges | Financial Mechanic | ChooseFI Ep 211Negotiate Your Salary With Tori Dunlap | ChooseFI Ep 147"Financial Feminist" By Tori Dunlap Community Building With Mr. Money Mustache And Mr. 1500 | ChooseFI Ep 131JL Collins "Why Does The Stock Market Go Up?: Everything You Should Have Been Taught About Investing In School, But Weren't" by Brian Feroldi Alignment & Adjustments | Scott & Taylor Rieckens | ChooseFI Ep 403Subscribe to The FI Weekly! More Helpful Links and Resources: ChooseFI's 3-card credit card strategyChooseFI: Your Blueprint to Financial Independenceeducational coursesM1 Finance

Oftentimes on our show, we talk to people on the FI journey with “regular” 9-5 jobs, and other times we talk to those who have achieved their FI goal and are able to retire from their careers. However, we rarely talk about money management and FI when it comes to those working in service industries, such as serving and bartending. This week we are joined by author Barbara Sloan to discuss taking control of your finances while in a variable income job, the importance of an emergency fund, and the attainability of retirement accounts and health insurance while in these types of industries. While it may seem unattainable to budget and financially plan for the long term when your income is non-fixed, you shouldn’t count yourself out from this journey! Creating your dream life is possible for all, with the right systems in place to ensure it, that is an option possible for those in all career types. Barbara Sloan: Website:tippedfinance.comBook: "Tipped: The life changing guide to financial freedom for waitresses, bartenders, strippers, and all other service industry professionals" Timestamps: Resources Mentioned In Today’s Episode: Subscribe to The FI Weekly! More Helpful Links and Resources: ChooseFI's 3-card credit card strategyChooseFI: Your Blueprint to Financial Independenceeducational coursesM1 Finance

There can be points on the journey to FI where you feel that you may not be able to accomplish your goals, or even take advantage of some of the hacks we talk about on the show. But sometimes all it requires is for you not to limit yourself and just think outside the box. This week we are re-joined by friend of the podcast Ginger to discuss how the transtheoretical model of change can apply to those on the path to FI, as well as read your emails and answer some of your questions on this installment of Round-Up. Oftentimes, we forget how flexible and capable of change we really are, and its life's curveballs that make this journey different for everyone. While setbacks can put you off from pursuing your goals, or make you feel as if you don’t belong on this path, they shouldn’t deter you from attacking your goals. When you can accept that changing and adapting does not equal failure, you not only open yourself up to new options and possibilities, but exceed your own expectations while on the path to FI! Timestamps: Resources Mentioned In Today’s Episode: Fees, Frugality, and 401K Fears | ChooseFI Ep 428Find Your Local ChooseFI GroupCampFIChautauquaFI Freedom Retreat Learning to Leave | Diania Merriam | ChooseFI Ep 416Catching Up To FIBob Sharpe YouTubeChooseFI Travel RewardsTop Recommended Credit Card Offers From Our PartnersTodoistDominick Quartuccio How To Test Out of College While You’re Still In High School | Millionaire Educator | ChooseFI Ep 238 The $100K Glorified Sleepaway Camp | Millionaire Educator | Ep 386 CIT BankFI Is FunSubscribe to The FI Weekly! More Helpful Links and Resources: ChooseFI's 3-card credit card strategyChooseFI: Your Blueprint to Financial Independenceeducational coursesM1 Finance

In this episode: the power of outside, overcoming adversity, the value of streaks, building momentum, and van life. As we’ve discussed many times on our show, creating and maintaining habits are an important part of the FI journey. Not only does it require you to prioritize what you value, but it can lead to success in many areas of your life. However, while we talk about the success that habits can lead to, sometimes we overlook that starting a habit can be stressful or overwhelming. This week we are joined by Gregg from Outside365 to discuss what your life can look like when you align with your habits, and the momentum and value that can be found when you start to prioritize your habits a little bit each day. While it may seem overwhelming at times to start something new, whether it’s saving more and spending less, or even just picking up a new hobby, you may find that the more you do it, the easier it comes! Remember, while you may feel a sense of urgency to instill habits in your life, remember to be patient, and take it a day at a time! Outside 365 Website: outside365.blog Timestamps: Resources Mentioned In Today’s Episode: Subscribe to The FI Weekly! “The Nature Fix: Why Nature Makes Us Happier, Healthier, and More Creative” by Florence Williams “Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones” by James Clear “Four Thousand Weeks: Time Management for Mortals” by Oliver Burkeman “Stolen Focus: Why You Can’t Pay Attention–and How to Think Deeply Again” by Johann HariHuberman Lab PodcastDave and Matt Vans More Helpful Links and Resources: ChooseFI’s 3-card credit card strategyChooseFI: Your Blueprint to Financial Independenceeducational coursesM1 Finance

In this episode: tackling the big issues, the everywhere effect, change and discomfort, and getting the most from what you have. On this Podcast in recent months, we have made a point to highlight the fact that FI isn't about deprivation. While we do think making a few cuts in some areas is a good thing, we believe in that idea because it acts as a means to an end, with the endpoint being living the most fulfilling life available to you. So how is it possible deprive ourselves in a manner that doesn't leave us feeling deprived? Well, we have to skill up out our spending abilities.! This week we have Mr. Money Mustache on the podcast to discuss the skill of spending and how to approach utilizing your resources to ensure your own happiness and wellbeing. Make cuts in your life where there us a lack of purpose so you can level up areas of importance and passion! Mr. Money Mustache: Website:mrmoneymustache.com Timestamps: Resources Mentioned In Today’s Episode: Mr. Money Mustache on Life After FI: The Truth About Retiring Early in Your 30s The Shockingly Simple Math Behind Early Retirement How to Go from Middle-Class to KickassOutside365 The California EffectAfford Anything With Paula PantFIRE Dating"Die With Zero" By Bill PerkinsSubscribe to The FI Weekly! More Helpful Links and Resources: ChooseFI's 3-card credit card strategyChooseFI: Your Blueprint to Financial Independenceeducational coursesM1 Finance

In this episode: forming habits, fulfilling goals, routines, the importance of health, restriction without deprivation, and working on life. While beginning your FI journey means having goals and taking necessary steps to achieve them, it may seem like you have to approach your life with discipline and absolute structure when it comes to money matters. While setting yourself up for success on this journey does mean creating different habits in regards to spending or investing, these habits should never seem absolute or deprive you from enjoying your life. This week we are joined by the Mad Fi-entist to discuss the evolution and the necessary changes he has made while on the journey to FI, and the beauty found with having a routine and creating meaningful habits. FI is a journey that requires you to experiment and change as the journey progresses. Not only will you learn about yourself on this journey, but you will pick up and exchange old habits for new ones that better suit the life you want to be living. Remember that while discipline is necessary for this journey, that does not mean you can’t evolve and change up your routine for the better! The Mad Fientist: Website:madfientist.comPodcast:Financial Independence PodcastAlbum:Find The Album Here!Twitter: @madfientist Timestamps: Resources Mentioned In Today’s Episode: "Ultralearning: Master Hard Skills, Outsmart the Competition, and Accelerate Your Career" by Scott Young and James Clear "Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones" by James ClearMoney With Katie "Die With Zero: Getting All You Can from Your Money and Your Life By Bill PerkinsMintSubscribe to The FI Weekly! More Helpful Links and Resources: ChooseFI's 3-card credit card strategyChooseFI: Your Blueprint to Financial Independenceeducational coursesM1 Finance

In this episode: early financial conversations, what you truly value, house hacking, and the psychology of FI. It can be scary to have to acknowledge the reality of your financial situation, especially if you feel you do not have the financial literacy to proceed with confidence. However, setbacks and failures can often be blessings in disguise. This week we are joined by The FI Couple to discuss the importance of perseverance and flexibility in the face of uncertainty, as well as the strength that can come from a united front. The journey to FI is deeply nuanced, and never perfect. While you may find yourself wanting to make your journey as optimal and expedited as you can, we know that life sometimes happens and your journey can be far from perfect. However, sometimes when we find ourselves at “rock bottom” and it seems like everything in our world is against us. Rather than feel defeated, allow the setbacks to act as momentum to charge ahead as you re-align and re-adjust! The FI Couple: Website:theficouple.comSocials:@theficouple Timestamps: Resources Mentioned In Today’s Episode: Dominick QuartuccioScott TrenchSubscribe to The FI Weekly! More Helpful Links and Resources: ChooseFI's 3-card credit card strategyChooseFI: Your Blueprint to Financial Independenceeducational coursesM1 Finance

In this episode: finding your why, creating space, deprivation, board games, lesson learning, and decision making. Whether you’re years into your FI journey or just beginning, evaluating your finances and spending, you may feel like you have to make some cuts into your favorite hobbies in order to reach your goal quicker. However, deprivation and cutting out the things that bring enjoyment into your life should never be the only option. This week we are joined by friend of the podcast Chris Terell to talk frugal hobbies, new experiences, and the parallels between strategies in board games and the strategies employed while on the journey to FI. While trying to optimize your experiences may mean changing hobbies and evolving, while doing so you may find new enjoyment, new communities, and values that come with these changes. Not everyone may have the same approach to a game, just as not everyone will have the same approach to achieving FI, but as long as you remember that being open to changes will allow you to not only optimize your experiences on that journey but optimize your FI. Timestamps: Resources Mentioned In Today’s Episode: Mr Money MustacheThe Motley FoolBoard Game GeekBoard Game ArenaSubscribe to The FI Weekly! More Helpful Links and Resources: ChooseFI's 3-card credit card strategyChooseFI: Your Blueprint to Financial Independenceeducational coursesM1 Finance

In this episode: personal investments, 401k contributions, FI is for everyone, travel rewards, task management, and taxes. On what is considered a very personal journey, how do you handle changes that feel like setbacks? Whether its spending more when you feel you should be saving, or re-evaluating goals based on what needs immediate attention, do you feel equipped to handle it with confidence? This week we are having a weekly roundup, and are re-joined by Ginger to not only answer listener’s questions, but discuss travel rewards, retirement accounts, and breaking away from the ultra frugal caricature often depicted alongside FI. While saving is an important factor on this journey, the main purpose of FI is to learn and live your life with intention as it relates to your money, goals, and values. Remember that it’s okay if some of your goals and values will change along the way! Allowing yourself to be flexible as it relates to external factors, like market volatility and your investments, will give you more power and control to continue ahead with confidence and optimism! Timestamps: Resources Mentioned In Today’s Episode: Four Thousand Weeks | ChooseFI Book Club | ChooseFI Ep 415 "Dollars and Sense: How We Misthink Money and How to Spend Smarter" by Dr Dan Ariely and Jeff Kreisler "Die With Zero: Getting All You Can from Your Money and Your Life" by Bill PerkinsThe Peter Attia DriveAll The Hacks Taking Stock of Your Life | Jordan Grumet | ChooseFI Ep 390Playing With FIRETodoistTim FerrissHuberman LabMy First MillionChooseFI Travel Rewards Travel Rewards: How To Travel The World For Almost Free (The Easy Way) | ChooseFI Ep 9 A Guided Meditation for When the Stock Market Is Dropping Go Curry Cracker | Capital Gains, Losses and The Roth Conversion Ladder | ChooseFI Ep 18 "A Deadly Education" by Naomi Novik "The Premonition: A Pandemic Story" by Michael Lewis "The New New Thing: A Silicon Valley Story" by Michael Lewis "The Undoing Project: A Friendship That Changed Our Minds" by Michael LewisSubscribe to The FI Weekly! More Helpful Links and Resources: ChooseFI's 3-card credit card strategyChooseFI: Your Blueprint to Financial Independenceeducational coursesM1 Finance

In this episode: the "average" withdrawal, Karsten's strategy, Fritz's strategy, fixed withdrawal rates, the bucket strategy, and refilling. Preparing for retirement can look different for all on the journey to FI. All of our goals differ, but we are still in the mindset of positioning ourselves for the coming years. This week we are having a face-off between returning guests Karsten and Fritz, as they discuss their own receptive drawdown strategies, their advantages, and how you can best prepare yourself mentally and financially for your retirement. While a large part of preparing for retirement means saving, that does not mean you should be afraid to spend. Even in retirement, there are strategies that can allow you to not only spend comfortably within your means, but also spend confidently! Fritz & Karsten: Fritz's Website:theretirementmanifesto.comKarsten's Website:earlyretirementnow.com Timestamps: Resources Mentioned In Today’s Episode: Our Retirement Investment Drawdown StrategyThe Tail End"Die With Zero: Getting All You Can from Your Money and Your Life" by Bill PerkinsHow to Calculate Your Safe Withdrawal Rate without using SimulationsSubscribe to The FI Weekly! More Helpful Links and Resources: ChooseFI's 3-card credit card strategyChooseFI: Your Blueprint to Financial Independenceeducational coursesM1 Finance

In this episode: the 2.5 million dollar inversion, looking at the incentives, interest rates, your biggest asset, and potshots. When you begin your FI journey, you may feel like you must follow a certain path or plan in order to achieve your desired outcome. However, the longer you are this journey the more you realize that it is a personal one that requires adaptability when so many factors can affect your bottom line. This week we are back with Scott Trench from BiggerPockets as he shares his insights on investing and looking at your portfolio from an “outset” perspective, as well as touch on the shape of the real estate market. It is important to remember that there is a lot of push and pull on this journey, and it is not meant to be perfect. While you may have expectations for your portfolio and your long term plans, there will be times where you will have to make tradeoffs. Just as the markets change and may signal uncertainties to come, remember that flexibility while maintaining your long term goals will allow you to feel more equipped to move through these times. Scott Trench: Website:BiggerPocketsPodcast:The BiggerPockets Money PodcastInstagram:@scott_trench Timestamps: Resources Mentioned In Today’s Episode: Scott Trench | Set For Life | ChooseFI Ep 63First-Time Home Buyer | BiggerPockets | ChooseFI Ep 312"Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!" by Robert KiyosakiMr. Money Mustache on Life After FI: The Truth About Retiring Early in Your 30sBiggerPockets Rental Property CalculatorSubscribe to The FI Weekly! More Helpful Links and Resources: ChooseFI's 3-card credit card strategyChooseFI: Your Blueprint to Financial Independenceeducational coursesM1 Finance

In this episode: the value of time, what are you optimizing for, bold moves, increasing your kid's odds for success, and balancing deprivation. Because we have put so many leaders, members, and experts in our community on the hot seat here at ChooseFI, we figured it was finally time we played fair and put Brad on the hot seat himself! With the assistance of Aaron Lee, a longtime listener, friend, and host of "The Next Generation Leader Podcast," we ask Brad all the burning questions related to his FI journey. If you've ever been curious how Brad discovered FI, what led Brad to begin his FI journey, or what lessons Brad learned along the way, listen along as we re-live the path that helped form this amazing community! Aaron Lee: Website:newgenerationleader.comPodcast:The New Generation Leader Podcast Timestamps: Resources Mentioned In Today’s Episode: Year End Wins 2022 | ChooseFI Ep 417"Die With Zero: Getting All You Can from Your Money and Your Life" by Bill PerkinsThe Peter Attia Drive, Episode #237 ‒ Optimizing life for maximum fulfillment | Bill PerkinsAll The Hacks | Die With Zero: Net Fulfillment Over Net WorthThe Tail End"David and Goliath: Underdogs, Misfits, and the Art of Battling Giants" by Malcolm GladwellBerkshire Hathaway Shareholder LettersYour Bold Move for 2023 | Dominick Quartuccio | Ep 419LimitlessPeter Attia & Beth Lewis on Dynamic Neuromuscular Stabilization (DNS)Subscribe to The FI Weekly! More Helpful Links and Resources: ChooseFI's 3-card credit card strategyChooseFI: Your Blueprint to Financial Independenceeducational coursesM1 Finance

In this episode: budgeting, the power of FI, different funds, living in the present, and the power to make your choices. No matter your background or the hardships you’ve endured, you should never rule yourself out for success! Ruminating over your past mistakes can make you feel undeserving of the life you want, but those same mistakes can actually serve as motivation to propel you further on your journey! This week we are joined by returning guest Deanna to discuss how her FI journey has progressed in the last 4 years, the freedom and power she gained from budgeting, and an update on her journey of overcoming adversity. Just because you feel you’ve hit a rock bottom doesn’t mean this journey isn’t for you. A large part of FI is making mistakes, learning, and changing. An even larger part of this journey is learning to forgive yourself and others and continue on! For those who do not think they are capable of achieving FI because of their past, let Deanna and this episode serve as an example of what this journey can look like when you act with forgiveness and intentionality! Timestamps: Resources Mentioned In Today’s Episode: From Addiction To FI | Ms. Fiology | ChooseFI Ep. 106"The Simple Path to Wealth: Your road map to financial independence and a rich, free life" by J.L. Collins and Mr. Money MustacheThe Emergency Fund…Is it a Bad Idea? | Big ERN The Reveal | ChooseFI Ep. 66"The Body Keeps the Score: Brain, Mind, and Body in the Healing of Trauma" by Bessel van der Kolk M.D."Brain Rules: 12 Principles for Surviving and Thriving at Work, Home, and School" by John Medina"Forgive for Good: A Proven Prescription for Health and Happiness" by Frederic LuskinThe Art of ForgivenessTodoistSubscribe to The FI Weekly! More Helpful Links and Resources: ChooseFI's 3-card credit card strategyChooseFI: Your Blueprint to Financial Independenceeducational coursesM1 Finance

In this episode: what sparks goals, what are you optimizing you, valuing your time, and money prioritization. Sometimes on the journey to FI, we ask ourselves the following; do I really need to spend money on this? Do I really have the time and resources for that? These questions may be easy to dismiss by saying no in order to stay on track with your financial goals, but by dismissing them, you could be missing out on something that is beneficial to your personal journey! This week we are joined by friend of the podcast, Chris Hutchins, to talk about the hacks for optimizing your life, the differences between cheapness and frugality, and the importance of valuing your time and what it can lead to. Saving money is an important part of achieving FI, but you should never feel so restricted that you miss out on investing your time and money in things that bring joy and value into your life. While saving is important, it’s okay to spend money. Whether it’s on a trip or investing in something new, there are ways to make it work without feeling guilt or shame. Prioritizing and valuing your time can introduce new experiences and provide happiness as well as perspective while on this journey! Chris Hutchins: Website:allthehacks.comPodcast:All The Hacks Timestamps: Resources Mentioned In Today’s Episode: feedback@choosefi.comDie With Zero: Net Fulfillment Over Net Worth | All The HacksBuy Back Your Time: Get Unstuck, Increase Productivity and Live the Life You Want | All The HacksPlaying With FIREThe Drive With Peter AttiaYour Bold Move for 2023 | Dominick Quartuccio | ChooseFI Ep 419Top Ways to Make This Year Amazing and Seven Simple Questions for Your Annual Review | All The HacksMy First MillionUsing an Investing Checklist to Improve your Portfolio | All The HacksPaprikaDelete MeKuberaFancy HandsEat Healthy and Save Money with the Laura Barrett CookbookThe 1% Rule in Real Estate: Is This a Realistic Way to Evaluate Rentals?House FIRE | ChooseFI Ep 414Rocket MoneyTodoistTrustworthyPeter Attia DNSHuberman Lab PodcastOptimizing Your Health: Diagnostic Tests, Choosing a Doctor, Sleep, Longevity, Inflammation and More | All The HacksSubscribe to The FI Weekly! More Helpful Links and Resources: ChooseFI's 3-card credit card strategyChooseFI: Your Blueprint to Financial Independenceeducational coursesM1 Finance

In this episode: taking the unconventional path, the price of time, early entrepreneurship, talent stacking, and the pursuit of learning. At least once in most of our FI journeys, we have pondered what our life would look like if we started earlier. Maybe you have even wondered what value could've been gained if you had started in your teenage years. Well, for some context into the possibilities decision that could provide, we decided to have 17 year old listener Devin on the podcast to discuss what life can look like when you go against the cultural norm of going to college, and instead opting for an entrepreneurial and FI friendly lifestyle. Oftentimes we mention that there are rewards that come with stepping out of your comfort zone, and the same can be said for going against the societal norm and carving out your own path! For our younger audience who may be interested in getting started with their FI journey, let this episode be a useful resource and reassurance that this journey can begin no matter your age! Timestamps: Resources Mentioned In Today’s Episode: Raising VoyagersTalentStackerHouse Hacking With Coach Carson | ChooseFI Ep 16My First Million PodcastDominick QuartuccioM1 Finance Review 2022: Commission-Free Automated Investing For Everyone"Die With Zero: Getting All You Can from Your Money and Your Life" by Bill PerkinsHow And Why To Set Up A Roth IRA Conversion Ladder | ChooseFIGo Curry Cracker | Capital Gains, Losses and The Roth Conversion Ladder | ChooseFI Ep 18"Why Does The Stock Market Go Up?: Everything You Should Have Been Taught About Investing In School, But Weren't" by Brian FeroldiSubscribe to The FI Weekly! More Helpful Links and Resources: ChooseFI's 3-card credit card strategyChooseFI: Your Blueprint to Financial Independenceeducational coursesM1 Finance

In this episode: taxes, the secure act 2.0, the best news, roths, 529's, catch-up contributions, and the new options you have. On December 29th 2022, Joe Biden signed into law the Secure 2.0 Act. As this law may have ramifications on your retirement tax planning, to stay ahead of the curve we decided to have The FI Tax Guy Sean Mullaney back on the show to discuss what this law is and ways one may be able to approach and utilize it going forward with there retirement planning. While laws and regulations may change, staying prepared and aware can keep us worry free as we prepare for the tail end of our FI journey! The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Sean Mullaney: fitaxguy.com"Solo 401k: The Solopreneur’s Retirement Account"@SeanMoneyandTax Timestamps: Resources Mentioned In Today's Episode: Secure 2.0 and The FI CommunitySubscribe to The FI Weekly! More Helpful Links and Resources: ChooseFI's 3-card credit card strategyChooseFI: Your Blueprint to Financial Independenceeducational coursesM1 Finance

In this episode: mindfulness, removing judgement, thoughts creating reality, envisioning, awareness, and the hot seat. Oftentimes on our show we like to remind listeners that achieving FI isn’t an end all be all to one’s problems, and that reaching financial independence doesn’t automatically equate to happiness. An important part of the journey is the work you do inward along the way, and this week we are tackling what that can look like. This week we are joined by coach and host of Mindful Fire podcast, Adam Coelho, to discuss the important link between mindfulness and FI, and the power our brains have to envision the life we want, and put dreams into action. Taking the time to be aware of how you’re thinking and feeling can be an effective tool. It will not only keep you centered, but allow for you to be open to experiences you might not have thought were achievable. So whether you are familiar with mindfulness practices or are curious where to begin, allow this episode to serve as a resource to begin or strengthen your practice! Adam Coelho: Podcast:mindfulfire.orgMindfulFIRE.org/choosefi Timestamps: Resources Mentioned In Today’s Episode: HeadspaceYoga NidraAtomic Habits | James Clear | ChooseFI Ep. 157"Atomic Habits" by James ClearCalmInsight TimerPlaying With FIRE Documentary"Altered Traits: Science Reveals How Meditation Changes Your Mind, Brain, and Body" by Daniel Goleman and Richard Davidson"Peak Mind: Find Your Focus, Own Your Attention, Invest 12 Minutes a Day" by Amishi P JhaMark DivineAll The Hacks"Die with Zero: Getting All You Can from Your Money and Your Life" by Bill PerkinsAlchemized Life| Jordan Harbinger: How to Build a Podcast | Episode 19"The Predicting Brain" by Regina PallyThe Tail EndSubscribe to The FI Weekly! More Helpful Links and Resources: ChooseFI's 3-card credit card strategyChooseFI: Your Blueprint to Financial Independenceeducational coursesM1 Finance