The Clark Howard Podcast

Panoply

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

Location:

Atlanta, GA

Networks:

Panoply

Description:

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

Twitter:

@ClarkHoward

Language:

English

Contact:

1601 W. Peachtree St., N.E. Atlanta, GA 30309 404-892-8227


Episodes

02.09.23 Scam Alert: Fake Parking Tickets / This Is The Year To Buy A Mattress

2/9/2023
Clark warns about an old scam now active again - fake parking tickets! Learn who is targeted, how the scam works, and how to verify a parking ticket. Also, If you need a new mattress, what to know about the industry and why now is the time to buy. Scam Alert: Fake Parking Tickets: Segment 1 Ask Clark: Segment 2 Primo Time To Buy A Mattress: Segment 3 Ask Clark: Segment 4 Mentioned on the show BBB Scam Alert: How to spot a parking ticket scam Shopping around for MRIs, CT scans, mammograms and...

Duration:00:28:45

02.08.23 The Importance Of Neighbors / Getting Credit Card Debt Under Control

2/8/2023
Clark waxes poetic on the topic of neighbors. What’s this got to do with money? Plenty. Also in this episode, consumers are borrowing more and credit card debt is up along with interest rates on that debt. Clark reviews the unprecedented difficulties that got us here, and offers strategies for cutting expenses and getting credit card debt under control. Know Thy Neighbor: Segment 1 Ask Clark: Segment 2 Credit Card Debt Control: Segment 3 Ask Clark: Segment 4 Mentioned on the show Sue Thy...

Duration:00:27:21

02.07.23 Spend Less on Rx / Conducting A Layoff - Being Laid Off

2/7/2023
With some big pharmacies now cutting their hours due to labor shortages, Clark revisits your best options, covering employer Pharmacy Benefits Managers, and a new pharmacy option from Amazon. Also, Clark reacts to stories of corporate treatment of employees emerging from massive tech layoffs, and has key advice if you find yourself in the unfortunate situation of losing your job. Rx Saving Strategy: Segment 1 Ask Clark: Segment 2 Layoffs: Conduct On Both Sides: Segment 3 Ask Clark: Segment 4...

Duration:00:30:17

02.06.23 SAVE on Valentine Gifts / Electric Vehicle Price Cuts

2/6/2023
Flowers, chocolates, dinner - Clark smart ways to save on Valentine gifts. Plus, our Clark.com audience poll answers the question - How much should you spend on a first date? Also, Clark weighed in on buying an EV just 2 months ago. But prices have dropped recently. Has this changed his recommendation? Save on Valentine Gifts: Segment 1 Ask Clark: Segment 2 EV Price Cuts: Segment 3 Ask Clark: Segment 4 Mentioned on the show: No More Dinner and a Movie. Cheapskate Daters Want Less. - The Wall...

Duration:00:29:32

02.03.23 Clark Answers His Critics on Clark Stinks / Phone Company Settlements

2/3/2023
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, Clark clears confusion over settlements being paid by T-mobile and AT&T - and has a necessary fraud protection step for T-Mobile customers. Clark Stinks: Segments 1 & 2 AT&T and T-Mobile Settlements: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Robinhood Introduces IRA With A 1% Contribution Match Should I Buy Additional Insurance From a Rental Car...

Duration:00:34:58

02.02.23 Tax Filing Options: A Clark Guide / Maximize Your Savings

2/2/2023
Tax season time and documents are rolling in. Hiring a CPA, using Free File, TurboTax… you have filing options. Clark helps you choose the right one for your circumstances. And what is Return Free Filing and why don’t we have it in the U.S.?! Also, Americans in just 90 days lost a collective $42B in interest they would have earned taking their money out of Gang of 5 big bank savings accounts and placing it in higher yield accounts. Want to earn 20 times more interest? Tax Filing Options:...

Duration:00:37:36

02.01.23 Early Valentine Warning: Counterfeit Jewelry / Retail Theft’s Impact On Consumers

2/1/2023
Today Clark covers fakes and thefts. You may be thinking about Valentine gifts now and jewelry is a favorite choice. But before you buy, Clark has a warning about the prevalence of counterfeits, and how to protect your wallet. Also, theft rings and smash & grabs have been hitting retailers hard throughout the country. Hear what retailers are doing to fight rampant internal and external theft, and how it affects consumers Counterfeit Warning: Segment 1 Ask Clark: Segment 2 Retail Theft...

Duration:00:31:09

01.31.23 401(k) Borrowing & Hardship Withdrawal / A Warning For Entrepreneurs

1/31/2023
Hardship withdrawals from 401(k)s have doubled over the past year. Clark discusses the tax ramifications and offers alternatives. Also, Clark champions entrepreneurs creating startups or joining franchises in tough times. But this comes with a very important warning vital to success: Vetting an opportunity and avoiding the job & training scamsters infesting the market. Know the signs. 401(k) Hardship Withdrawals: Segment 1 Ask Clark: Segment 2 A Warning For Entrepreneurs: Segment 3 Ask...

Duration:00:25:53

01.30.23 The Investment Down Cycle / Tech Layoffs - Another Door Opens

1/30/2023
Last year was ugly in the stock & bond market - Clark lends perspective on investing cycles and your best approach to investing moving forward. Also in this episode - another down cycle. In the midst of massive tech layoffs, there is a silver lining. Historically, tech industry down cycles create the next great wave of innovation. Clark speaks directly to all laid off workers. Is it time for you to start your own business? The Stock Market Down Cycle: Segment 1 Ask Clark: Segment 2 The Tech...

Duration:00:31:11

01.27.23 Clark Answers His Critics on Clark Stinks / How To Finance A Vehicle

1/27/2023
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, there’s some important stats and steps to know when financing a vehicle. Clark tells you how to short circuit getting ripped off on a car purchase. Clark Stinks: Segments 1 & 2 Vehicle Financing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard's 4 Travel Rules You Should Follow Right Now How To Pack a Carry-On the Right Way 6 Best Background Check Services...

Duration:00:31:35

01.26.23 The Labor Shortage & New Tech Efficiencies / Changing The 5 Day Work Week

1/26/2023
Your dining out experience may be getting better as labor shortages ease in some areas, and tech provides new efficiencies in the restaurant business. Plus, hear how drone delivery is expanding. Also in this episode, Clark weighs in on the enlightened self-interest of employers allowing 4 day work weeks and flex scheduling - Win Win. Tech Efficiencies: Segment 1 Ask Clark: Segment 2 Flexible Work Schedules: Segment 3 Ask Clark: Segment 4 Mentioned on the show: WSJ: Restaurant Staffers Are...

Duration:00:29:23

01.25.23 Ending Nonsensical Noncompete Clauses / New Retirement Account Rules

1/25/2023
Clark has long despised noncompete clauses for workers. There’s finally a new proposal to do away with them from the FTC. Clark is on board and has some advice for job seekers. Also, there are new rules for IRAs and 401(k)s. Clark clarifies new & forthcoming options. Covenants Not To Compete: Segment 1 Ask Clark: Segment 2 New Retirement Account Rules: Segment 3 Ask Clark: Segment 4 Mentioned on the show: FTC says proposed ban of noncompete clauses would strengthen workers' hand Home equity...

Duration:00:27:11

01.24.23 Medical Debt: Of Ambulances & Nonprofits / Clark’s Radical Traffic Solution

1/24/2023
While recent changes to medical debt credit reporting will help, medical debt accounts for half the negative marks on credit reports, due in part to the medical industry’s resistance to lawful price disclosure under the No Surprises Act - which unfortunately excludes ambulance service. Clark discusses this glaring omission and the role of non-profits in tackling medical debt for consumers. Also, to solve traffic congestion we’re in a never ending quest to widen roads. But in this case,...

Duration:00:33:05

01.23.23 Remote Work & Housing / CD Laddering

1/23/2023
If you work remotely, you may be part of something that is going to make housing cheaper for all. Clark explains how Covid migration drove housing prices up, but longer term, is having the opposite effect. Also, something new - again - CD ladders. Clark explains how this saving technique can work for you in the current and foreseeable rate environment. Remote Work & Housing: Segment 1 Ask Clark: Segment 2 CD Laddering: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The rise of...

Duration:00:33:42

01.20.23 Clark Answers His Critics on Clark Stinks / Late January DEALS

1/20/2023
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - DEALS. Clark shares why January 20th is a key date for deep discounts, what’s on sale and where to find the bargains - including TRAVEL. Clark Stinks: Segments 1 & 2 Deep Discounts & Deals: Segment 3 Ask Clark: Segment 4 Mentioned on the show: New Tool Shows Southwest Prices From Google Flights Search Walmart+ Membership Program: 4 Things To Know Google Voice...

Duration:00:28:56

01.19.23 Tax Season Reminders / Funding Priorities & Your Mortgage

1/19/2023
Tax season is upon us with a better staffed IRS expected this year. Clark has a few reminders before you file. Also in today’s show - Clark has always advocated paying off debt. Does that include paying down your mortgage faster? Clark has a formula for determining that, and advice for prioritizing where to put any extra funds you may have. Tax Reminders: Segment 1 Ask Clark: Segment 2 Funding Priorities: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Should Start Preparing...

Duration:00:29:34

01.18.23 Reining In Prescription Drug Costs / Defining Wealth

1/18/2023
With the new year comes new health insurance deductibles, and many are feeling it when filling prescriptions. Learn why employer prescription plans are your frenemy - and what Mark Cuban is doing in the world of prescription medications. Also in this episode, what constitutes being wealthy? Clark discusses how people perceive and self-assess wealth in the U.S., knowing the difference between reality & headlines, and the role of lifestyle in determining wealth. Rx Costs: Segment 1 Ask Clark:...

Duration:00:29:46

01.17.23 The Transformation Of Higher Education / The Crimes & Fines of Wells Fargo

1/17/2023
Various factors are contributing to a shortage of college students, forcing many schools to cut tuitions and reevaluate their relevance. This as state supported trade, technical and community colleges are challenged to better align curriculum to the needs of the workplace. Clark discusses the transformation in higher education, its value, and your new negotiating power. Also, Clark has the latest installment of the crimes and fines of Wells Fargo - a “bank” you’d do well to forego....

Duration:00:26:42

01.16.23 Break Through Customer No-Service / Banish Buyer’s Remorse

1/16/2023
We've all been victims of customer-no-service. So how do you effectively complain and resolve an issue? Persistent patience and various resources including a new service. Also, do you have things gathering dust you now regret buying? Take the “closet test” and learn to defeat the tactics behind impulse buying. Customer No-Service Resources: Segment 1 Ask Clark: Segment 2 Prevent Buyer’s Remorse: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Liz Weston: How to complain and get results...

Duration:00:30:43

01.13.23 Clark Answers His Critics on Clark Stinks / Electric Vehicle Purchase - Now?

1/13/2023
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, with the new EV tax credits, is this the year to buy an electric vehicle? Clark goes over the important considerations around this major decision. Clark Stinks: Segments 1 & 2 EV Tax Credits & Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 5 Things To Know About Series I Savings Bonds Inflation for goods fell while inflation for services...

Duration:00:28:34