The Clark Howard Podcast

Panoply

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

Location:

Atlanta, GA

Networks:

Panoply

Description:

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

Twitter:

@ClarkHoward

Language:

English

Contact:

1601 W. Peachtree St., N.E. Atlanta, GA 30309 404-892-8227


Episodes

01.31.23 401(k) Borrowing & Hardship Withdrawal / A Warning For Entrepreneurs

1/31/2023
Hardship withdrawals from 401(k)s have doubled over the past year. Clark discusses the tax ramifications and offers alternatives. Also, Clark champions entrepreneurs creating startups or joining franchises in tough times. But this comes with a very important warning vital to success: Vetting an opportunity and avoiding the job & training scamsters infesting the market. Know the signs. 401(k) Hardship Withdrawals: Segment 1 Ask Clark: Segment 2 A Warning For Entrepreneurs: Segment 3 Ask...

Duration:00:25:53

01.30.23 The Investment Down Cycle / Tech Layoffs - Another Door Opens

1/30/2023
Last year was ugly in the stock & bond market - Clark lends perspective on investing cycles and your best approach to investing moving forward. Also in this episode - another down cycle. In the midst of massive tech layoffs, there is a silver lining. Historically, tech industry down cycles create the next great wave of innovation. Clark speaks directly to all laid off workers. Is it time for you to start your own business? The Stock Market Down Cycle: Segment 1 Ask Clark: Segment 2 The Tech...

Duration:00:31:11

01.27.23 Clark Answers His Critics on Clark Stinks / How To Finance A Vehicle

1/27/2023
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, there’s some important stats and steps to know when financing a vehicle. Clark tells you how to short circuit getting ripped off on a car purchase. Clark Stinks: Segments 1 & 2 Vehicle Financing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard's 4 Travel Rules You Should Follow Right Now How To Pack a Carry-On the Right Way 6 Best Background Check Services...

Duration:00:31:35

01.26.23 The Labor Shortage & New Tech Efficiencies / Changing The 5 Day Work Week

1/26/2023
Your dining out experience may be getting better as labor shortages ease in some areas, and tech provides new efficiencies in the restaurant business. Plus, hear how drone delivery is expanding. Also in this episode, Clark weighs in on the enlightened self-interest of employers allowing 4 day work weeks and flex scheduling - Win Win. Tech Efficiencies: Segment 1 Ask Clark: Segment 2 Flexible Work Schedules: Segment 3 Ask Clark: Segment 4 Mentioned on the show: WSJ: Restaurant Staffers Are...

Duration:00:29:23

01.25.23 Ending Nonsensical Noncompete Clauses / New Retirement Account Rules

1/25/2023
Clark has long despised noncompete clauses for workers. There’s finally a new proposal to do away with them from the FTC. Clark is on board and has some advice for job seekers. Also, there are new rules for IRAs and 401(k)s. Clark clarifies new & forthcoming options. Covenants Not To Compete: Segment 1 Ask Clark: Segment 2 New Retirement Account Rules: Segment 3 Ask Clark: Segment 4 Mentioned on the show: FTC says proposed ban of noncompete clauses would strengthen workers' hand Home equity...

Duration:00:27:11

01.24.23 Medical Debt: Of Ambulances & Nonprofits / Clark’s Radical Traffic Solution

1/24/2023
While recent changes to medical debt credit reporting will help, medical debt accounts for half the negative marks on credit reports, due in part to the medical industry’s resistance to lawful price disclosure under the No Surprises Act - which unfortunately excludes ambulance service. Clark discusses this glaring omission and the role of non-profits in tackling medical debt for consumers. Also, to solve traffic congestion we’re in a never ending quest to widen roads. But in this case,...

Duration:00:33:05

01.23.23 Remote Work & Housing / CD Laddering

1/23/2023
If you work remotely, you may be part of something that is going to make housing cheaper for all. Clark explains how Covid migration drove housing prices up, but longer term, is having the opposite effect. Also, something new - again - CD ladders. Clark explains how this saving technique can work for you in the current and foreseeable rate environment. Remote Work & Housing: Segment 1 Ask Clark: Segment 2 CD Laddering: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The rise of...

Duration:00:33:42

01.20.23 Clark Answers His Critics on Clark Stinks / Late January DEALS

1/20/2023
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - DEALS. Clark shares why January 20th is a key date for deep discounts, what’s on sale and where to find the bargains - including TRAVEL. Clark Stinks: Segments 1 & 2 Deep Discounts & Deals: Segment 3 Ask Clark: Segment 4 Mentioned on the show: New Tool Shows Southwest Prices From Google Flights Search Walmart+ Membership Program: 4 Things To Know Google Voice...

Duration:00:28:56

01.19.23 Tax Season Reminders / Funding Priorities & Your Mortgage

1/19/2023
Tax season is upon us with a better staffed IRS expected this year. Clark has a few reminders before you file. Also in today’s show - Clark has always advocated paying off debt. Does that include paying down your mortgage faster? Clark has a formula for determining that, and advice for prioritizing where to put any extra funds you may have. Tax Reminders: Segment 1 Ask Clark: Segment 2 Funding Priorities: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Should Start Preparing...

Duration:00:29:34

01.18.23 Reining In Prescription Drug Costs / Defining Wealth

1/18/2023
With the new year comes new health insurance deductibles, and many are feeling it when filling prescriptions. Learn why employer prescription plans are your frenemy - and what Mark Cuban is doing in the world of prescription medications. Also in this episode, what constitutes being wealthy? Clark discusses how people perceive and self-assess wealth in the U.S., knowing the difference between reality & headlines, and the role of lifestyle in determining wealth. Rx Costs: Segment 1 Ask Clark:...

Duration:00:29:46

01.17.23 The Transformation Of Higher Education / The Crimes & Fines of Wells Fargo

1/17/2023
Various factors are contributing to a shortage of college students, forcing many schools to cut tuitions and reevaluate their relevance. This as state supported trade, technical and community colleges are challenged to better align curriculum to the needs of the workplace. Clark discusses the transformation in higher education, its value, and your new negotiating power. Also, Clark has the latest installment of the crimes and fines of Wells Fargo - a “bank” you’d do well to forego....

Duration:00:26:42

01.16.23 Break Through Customer No-Service / Banish Buyer’s Remorse

1/16/2023
We've all been victims of customer-no-service. So how do you effectively complain and resolve an issue? Persistent patience and various resources including a new service. Also, do you have things gathering dust you now regret buying? Take the “closet test” and learn to defeat the tactics behind impulse buying. Customer No-Service Resources: Segment 1 Ask Clark: Segment 2 Prevent Buyer’s Remorse: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Liz Weston: How to complain and get results...

Duration:00:30:43

01.13.23 Clark Answers His Critics on Clark Stinks / Electric Vehicle Purchase - Now?

1/13/2023
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, with the new EV tax credits, is this the year to buy an electric vehicle? Clark goes over the important considerations around this major decision. Clark Stinks: Segments 1 & 2 EV Tax Credits & Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 5 Things To Know About Series I Savings Bonds Inflation for goods fell while inflation for services...

Duration:00:28:34

01.12.23 Freelancing & Side Gigs / Predatory Loan Warning

1/12/2023
Freelancing and side gigs are becoming the norm for many Americans between jobs or looking to make more money. Get Clark’s tips on how to find legit jobs and set up your side business. Later, how would you like a bank loan at 200%? Predatory lending is happening on a national scale, hurting lots of people - and it’s legal. Clark explains how this came about and what you should know to avoid this trap. Freelancing & Side Gigs: Segment 1 Ask Clark: Segment 2 Predatory Loan Warning: Segment 3...

Duration:00:24:22

01.11.23 Back To Basics: Budgeting Apps / Streaming Upheaval & Free TV

1/11/2023
Clark gets back to basics today to help you determine if you need a budgeting app and which one may work best for you. Also in this episode, the streaming giants are losing subscribers and money so changes are on the way. Get Clark’s take on what to look out for to protect your wallet, and what to know about free TV. Budgeting Apps: Segment 1 Ask Clark: Segment 2 Streaming Changes & Free TV: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How Safe Are Budget Tracking Apps and Software?...

Duration:00:29:00

01.10.23 New Cell Phone Plans / Pipemageddon: Record Freeze Water Damage

1/10/2023
There’s a price war going on in the cell phone industry and consumers can win savings! Clark points the way. Also, the South experienced record cold over the holidays causing pipes to burst and costing millions in water damage. No matter where you live, know how to prevent this and what steps to take if you have suffered damage to your dwelling. Cell Plan Deals: Segment 1 Ask Clark: Segment 2 Prevent Busted Water Pipes: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Verizon: Start the...

Duration:00:28:31

01.09.23 New tax rules on 529 plans / New Energy Credits

1/9/2023
Clark’s first in a series about new tax rules in effect: A GREAT development with 529 plans may change your decisions on how to save for college. Also, Clark covers energy credits in the Inflation Reduction Act. Learn what you may be eligible for, covering heat pumps, solar and more, and why you should take your time! New 529 Plan Rules: Segment 1 Ask Clark: Segment 2 New Energy Credits: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes.com: A Sign That Tuition Is Too High: Some...

Duration:00:29:09

01.06.23 Clark Answers His Critics on Clark Stinks / Facing Down Credit Card Debt

1/6/2023
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark goes back to basics on credit card debt. If you're committed to paying off debt, Clark smart strategies can help get you to debt free. Clark Stinks: Segments 1 & 2 Credit Card Debt: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Poll: Almost half of Americans are holding on to unused gift cards How To Sell Gift Cards Online for Cash-Clark.com Should I Tip on a...

Duration:00:32:50

01.05.23 Airbnb Background Checks / Clark’s Christmas Travel Disruption

1/5/2023
Airbnb hired a background check company to vet owners and renters, fueling complaints of unjustified bans, mistaken identity, and no real appeal process. Clark weighs in. Also - planes, trains and automobiles - Clark got caught in the Southwest meltdown, and recounts his 3 day journey to make it home by Christmas. Airbnb Background Checks: Segment 1 Ask Clark: Segment 2 Clark’s Holiday Travel Misadventures: Segment 3 Ask Clark: Segment 4 Mentioned on the show: USA TODAY: Does Airbnb do...

Duration:00:34:00

01.04.23 Fitness Resolution: Gyms / Fraud Targets All Ages

1/4/2023
A new year, and many have resolved to work out more. Clark answers the burning question: When do you sign a contract with a gym that obligates you for 1, 2 or 3 years? Get the lowdown on gym membership and the commitment to fitness. Also, hear why younger generations are now more likely to suffer fraud than seniors. Clark counts the ways, and shares how to protect yourself. Commit To Be Fit: Segment 1 Ask Clark: Segment 2 Fraud For All: Segment 3 Ask Clark: Segment 4 Mentioned on the show:...

Duration:00:30:54