The Clark Howard Podcast-logo

The Clark Howard Podcast

Panoply

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

Location:

Atlanta, GA

Networks:

Panoply

Description:

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

Twitter:

@ClarkHoward

Language:

English

Contact:

1601 W. Peachtree St., N.E. Atlanta, GA 30309 404-892-8227


Episodes

03.21.23 Auto Loan Debt Burden / Tech Product End-Of-Life Policies

3/21/2023
Though moderating, new and used vehicle prices are still high. And among those who bought at peak prices, late payments are escalating. Clark offers an overview of the car market, plus - direction for those upside down in loans and for would-be buyers. Also, owning smart tech connected devices requiring software services - you buy them, you own them outright, right? What’s the catch? Clark explains. Vehicle Loans: Segment 1 Ask Clark: Segment 2 The Electronics Subscription Game: Segment 3...

Duration:00:31:22

03.20.23 Pay Less For Better Cell Phone Service / Creating Value: Side Hustle Success

3/20/2023
One area of focus for Team Clark is helping with your monthly expenses including TV and cell phone costs. Clark shares more reasons to save on cell service. New data names cell discounters that offer higher customer satisfaction than the big 3 carriers. Also, shopping for profit: many are having 5 figure success with thrifting resale. Do you have a special skill, experience or interest that can be turned into real value? Cheaper, Better Cell Service: Segment 1 Ask Clark: Segment 2 Side...

Duration:00:26:42

03.17.23 Clark Answers His Critics on Clark Stinks / iPhone Risk & Solution

3/17/2023
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, iPhone users are being targeted in a way that puts their entire digital life at risk. But there’s a feature that can help protect you from thieves gaining access to your accounts. Clark Stinks: Segments 1 & 2 iPhone Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show Why You Should Never Mail a Check How To Open a Roth IRA Should I Invest Instead of...

Duration:00:31:00

03.16.23 The Return Of Multigenerational Households / Where NOT To Buy Gift Cards

3/16/2023
A traditional but long abandoned living arrangement is popular again. Almost 1 in 5 Americans now live in multigenerational households. There are many layers to this, including home design to accommodate wider uses to enhance value. Also, another reason Clark hates gift cards, and a specific warning about where you buy them. Multigenerational Households: Segment 1 Ask Clark - Bank Failure Follow Up & Medical Tourism: Segment 2 Gift Card Purchase Warning: Segment 3 Ask Clark: Segment 4...

Duration:00:32:08

03.15.23 Spring Travel News & Updates / Next Level Efficiencies Help Restaurants

3/15/2023
The lay of the land for getaways is changing - Clark shares the keys to saving money on airfare this spring and summer and why a great time for bargain travel lies ahead. Plus, Clark’s updates on passport renewal and airline family seating. Also, as industries emerge from the ashes of the pandemic, we’re seeing increased efficiencies. Clark takes note of changes in the restaurant industry, and - for entrepreneurs - opportunity out of adversity. Travel Updates: Segment 1 Ask Clark: Segment 2...

Duration:00:31:22

03.14.23 Digital Subscription Workaround Saves $ / Clark’s Home Equity Rule

3/14/2023
Apple & Google don’t want you to know how to get phone app digital subscriptions cheaper because you taking one simple step costs them commissions. Clark spills - you SAVE. Also - banks are descending like locusts on homeowners fat with equity - with ads to pop that piggy bank! HELOCs are up 50% over a year. Learn the risks, the difference between home equity loans & lines of credit, and Clark’s Rule about the ONLY TIME it makes sense to tap home equity. Avoid In App Purchase Punch: Segment...

Duration:00:27:25

03.13.23 SPECIAL EDITION - The Failure of Silicon Valley Bank

3/13/2023
SPECIAL EDITION - The Failure of Silicon Valley Bank Clark discusses this week’s SVB failure including the strength and scope of this bank, how much of the deposits were insured & the security of funds generally, the impact on businesses and how the federal government has had to step in. Clark also answers initial questions for what will be his ongoing coverage of this event as needed moving forward. Mentioned on the show NYTimes: Regulators Close Second Bank and Move to Ensure Deposits...

Duration:00:36:46

03.10.23 Clark Answers His Critics on Clark Stinks / Apartments: What Is A Standby Renter?

3/10/2023
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, good news - rents are dropping all over America, but there’s a unique way to pay even less for an apartment that may suit your lifestyle. Clark Stinks: Segments 1 & 2 Standby Apartment Rental: Segment 3 Ask Clark: Segment 4 Mentioned on the show Clark.com - CRUISES When Do You Need a Travel Agent? Planning Retirement Using the Monte Carlo Simulation Retirement...

Duration:00:35:55

03.09.23 The Clark Smart Way To Buy A Car / FSA: Use It Or Lose It

3/9/2023
So many people dread the experience of walking into a car dealership and trying to negotiate. Information is power. Clark shares how to do the work up front to properly buy a vehicle, and has a NEVER NEVER rule for buying new. Also, the FSA is an awesome benefit, but only if you USE it. A shocking stat you don’t want to be a part of: Half of workers with this benefit lose FSA money. How To Buy A Car: Segment 1 Ask Clark: Segment 2 FSA: Use It Or Lose It: Segment 3 Ask Clark: Segment 4...

Duration:00:30:30

03.08.23 Risk Factors: Medical Cost Sharing Co-ops / Kia and Hyundai Theft Solutions

3/8/2023
One of the biggest expenses we face is health insurance, and many have turned to medical cost sharing programs & ministries as an alternative to traditional insurance. Clark explains the inherent risks involved with these health care co-ops. Also, a follow up on the Kia and Hyundai theft problems causing auto insurance cancellations for some owners. There are remedies from the automaker which owners of the affected models need to know about. Health Coverage Co-op Warning: Segment 1 Ask...

Duration:00:29:25

03.07.23 What You Need May Be FREE: Buy Nothing Groups / How To Approach LASIK Surgery

3/7/2023
Many Americans are feeling financial pressure, and are trying to save everywhere they can. This has led to the growth of non buying co-ops across North America. Clark discusses Buy Nothing groups and other ways to reduce spending. Also, Clark tells you why you should go into a LASIK procedure with your eyes wide open, to protect both your vision and your wallet. Know the proper steps to take before receiving LASIK surgery. Buy Nothing Groups: Segment 1 Ask Clark: Segment 2 LASIK...

Duration:00:33:23

03.06.23 Money And Relationships / Behind the TP Price Increase

3/6/2023
Talking about finances has always been a challenge for couples, with new challenges brought on by technology conveniences. It can be an awkward dance discussing money, but it’s vitally important to a relationship. Clark’s guidelines can help get the ongoing conversation started. Also, paper products are costing more, but this time it’s not a supply chain disruption. Hear what’s happening and what to expect, as the price of TP rises once again. Money And Relationships: Segment 1 Ask Clark:...

Duration:00:28:57

03.03.23 Clark Answers His Critics on Clark Stinks / Movie Theater Reset

3/3/2023
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, attendance is down in movie theaters so the industry is trying to reinvent itself with wider offerings beyond popcorn and soda marked up 95%. Preview prices to determine if one-stop dinner & a movie makes for a budget friendly experience. Clark Stinks: Segments 1 & 2 Movie Theater Reset: Segment 3 Ask Clark: Segment 4 Mentioned on the show 22 Ways To Save Money on Groceries 6...

Duration:00:30:41

03.02.23 Popshelf: A Review / Ultra Low Down Payment Mortgages - Pros & Cons

3/2/2023
Popshelf is a rapidly expanding, different kind of discount store. Clark checked it out and has a review. Also, potential home buyers are between a rock and a hard place these days. With rising interest rates, we’re seeing more and more low down payment mortgage offers. Clark walks you through the personal assessment required to make the best decision. Popshelf Review: Segment 1 Ask Clark: Segment 2 Low Down Payment Mortgages: Segment 3 Ask Clark: Segment 4 Mentioned on the show Dollar...

Duration:00:32:33

03.01.23 Warning: Online Quizzes & Surveys / The Influencer Game

3/1/2023
They’re everywhere online - quizzes and surveys. They may seem fun & interesting BUT - the fun is at your expense. Learn how quizzes are used, and why there’s one question they’re always going to ask. Online content presents challenges. Also in the realm of social media, you’ve no doubt heard of “influencers,” but you may not realize it goes way beyond the Kardashians. There are some very subtle ways some of your favorite people to follow may be advertising to you. Warning: Online quizzes:...

Duration:00:34:26

02.28.23 Best Of: The Clark Origin Story / Find Missing Money For Free

2/28/2023
Clark shares how he got started and the life lessons that motivated and inspired him to do what he loves doing today - empowering others to live their best lives. Also - There’s a 1 in 10 chance there’s unclaimed money out there with your name on it. Clark explains how this happens, the third party pitfalls, and how to find it yourself for free. Clark BIO: Segment 1 Missing Money: Segment 2 Mentioned on the show About Clark Howard How to Find and Claim Missing Money in Your Name How To Find...

Duration:00:24:45

02.27.23 Best Of Clark: Retirement Compromise / Retail Saving Secrets

2/27/2023
If early retirement is on your mind, Clark helps you think through some major considerations. Then go bargain hunting with Clark as he walks you through his favorite discounters and spills the secret pricing codes to look for & what they mean. Retirement Compromise: Segment 1 Saving Hacks At Clark’s Favorite Stores: Segment 2 Mentioned on the show How to Retire Early 6 Challenges To Consider if You Plan To Retire Before 65 Two good retirement planning tools - Retirement - Clark Howard...

Duration:00:21:38

02.24.23 Clark Answers His Critics on Clark Stinks - Special Edition

2/24/2023
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. And today, that goes double. It’s an all Clark Stinks Friday. Mask up for the Reekoning! Mentioned on the show 5 Reasons Why Clark Howard Hates Big Banks How To Find Cheap Flights in 3 Easy Steps / Matrix Airfare Search Avelo Airlines | Official Site | Book Now and Save / Breeze Airways The Best Time and Place To Buy a Mattress What Is Long-Term Care Insurance Cost & Coverage No...

Duration:00:29:32

02.23.23 Retail Mind Games / “Annuity” Is A Cuss Word

2/23/2023
Retailers are using more and more psychological tactics to get you to buy. Know the tricks of the trade to not get played - and avoid impulsive spending. Also, why Clark considers “annuity” profanity, but he’d rather have to say it, than to see you pay it. They’re being sold like crazy, disguised by fancy names. Know them when you see them - and the 2 annuity type exceptions. Retail Mind Tricks: Segment 1 Ask Clark: Segment 2 Annuity Warning!: Segment 3 Ask Clark: Segment 4 Mentioned on the...

Duration:00:28:11

02.22.23 Why & How To Shop Auto Insurance / Work Ethic: Should Teens Have Jobs?

2/22/2023
Auto insurance has increased significantly in the past 3 years. Clark covers the cost pressures - that vary per insurer - affecting your rates. This is why comparison shopping is more important than ever. Clark helps you get started. Also, it’s troubling that overwhelmingly, teens don’t have jobs any more, missing out on early work experience so beneficial to their life education. On the other hand, there’s an opposite trend that’s also troubling. Clark discusses family work culture...

Duration:00:27:16