The Clark Howard Podcast

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - do you ask for a credit score on the first date? People are approaching dating in more practical ways regarding financial stability. Clark discusses red flags and the importance of open communication around money from the get go. Clark Stinks: Segments 1 & 2 Money And Dating: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark’s Christmas Kids Treasury Department aims to make it easier to get $7,500 EV tax credit in 2024 Automatic Bill Pay: How It Works and How To Do It Safely Should I Buy an AirTag for My Checked Airport Luggage? Are you leaving money on the table: How 1 in 4 couples is missing out on 401 (k) savings [The Washington Post] Forget the Cheesecake Factory. Here are real first-date red flags. Why women are turning the first date into a job interview Should You Make Your Child an Authorized User on Your Credit Card? Capital One Venture X Rewards Credit Card: 6 Things To Know in 2023 Capital One Venture Rewards Credit Card: Travel Credit Card Review Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Inflation silver lining: New IRS tax brackets for 2024. By historical standards, tax rates are low - at 12% on average. Understand how this informs financial planning, from Roth IRA conversion to home buying. In an era of historically low tax rates, don’t fall for irrelevant “tax smart” pitches. Also today, a very scary reason why you should always receive paper statements or keep digital records for all financial accounts. New Tax Brackets: Segment 1 Ask Clark: Segment 2 Financial Account Statements: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Today in History - December 7 | Library of Congress Inflation Causes IRS to Raise Tax Brackets, Standard Deduction by 5.4% Should I Convert a Traditional IRA to a Roth IRA? How To Use Priceline To Save on Travel BBB-File a Complaint Return a Gift - Amazon Customer Service Clark’s Christmas Kids Why Banks Are Suddenly Closing Down Customer Accounts My Wells Fargo bank account was closed with no warning – I lost all my life savings but they said it didn’t exist The #1 Bill You Should Get by Mail What's the Best Place To Sell a Car in 2023? What Brokerage Do You Recommend for First-Time Investors or Kids? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Bin stores, aka discount, surplus or salvage outlets - go by many names, but collectively serve an oversupplied retail market these days. Such stores specialize in selling returns and other troubled goods, offering a shortcut to lower prices. Also today, home insurance is a broken market in coastal areas, but one coastal state is adapting so well, premiums have decreased. Bin Store Savings: Segment 1 Ask Clark: Segment 2 New Coastal Building Standards: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What’s a bin store, and why should you check one out? Should I Tip on a Cruise? Booking a Cruise? Here Are 5 Ways To Do It for Less Clark does not purchase extended warranties! Retailers Offer Me Warranties on Everything I Buy Now. Are Any of Them Worth It? The Coastal State Where Home Insurance Is Relatively Affordable - WSJ Some houses are being built to stand up to hurricanes and sharply cut emissions, too NYTimes.com: A Climate Change Success Story? Look at Hoboken. Home Insurers To Be Scrutinized In Climate-Risk Study The Best Places To Sell Your Cell Phone Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Now is the time to Save More. Clark makes economic predictions based on global indicators, with advice for timing saving and spending to get the most from your money. Also in this episode, a long promised technology is finally being tested - Amazon drone deliveries. 2024 Deflation: Segment 1 Ask Clark: Segment 2 Delivery Drones: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Right Now Is a Bad Time to Spend Money China Is Making Too Much Stuff—and Other Countries Are Worried Has Your Emergency Savings Stash Grown? It Might Be Time For A Reality Check How To Create a Safe Password Telly's free TV could shake up the entertainment business Treasury: Series I bond rate is 5.27% through April 2024 NYTimes.com: Look, Up in the Sky! It’s a Can of Soup! How To Spot and Avoid Gift Card Scams The National Foundation for Credit Counseling Home - Elliott Report Clark’s Christmas Kids Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Zelle has been a conduit for pretext scams costing consumers billions. 13 months ago, Zelle promised that by January of this year, they’d have consumer protections in place. Never happened - until now. Also today, as the value of travel points continues downward, Clark helps you determine if credit cards tied into airline & hotel providers are worth the high annual fees - and the cards that may serve you better. Zelle Reforms!: Segment 1 Ask Clark: Segment 2 Travel Credit Cards: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark’s Christmas Kids Payments app Zelle begins refunds for imposter scams after Washington pressure 4 Common Scams on Cash App, Venmo and Zelle (and How To Avoid Them!) Popular Budgeting App Mint Is Shutting Down - Clark.com Best Budgeting Apps - Clark.com Turns out, the Equifax data breach was even worse than we thought How To Freeze Your Credit With Experian, Equifax and TransUnion Home Equity Loans & Lines of Credit: 7 Common Questions Answered One Mile at a Time: Southwest Points Will Be Worth Less In 2024 A new Southwest card bonus can get you halfway to Companion Pass status, which lets you fly a friend for free Southwest Credit Cards Offer Limited-Time Welcome Offer Boost -Clark.com Best Cash Back Credit Cards With No Annual Fee Best Travel Credit Cards: Top Rewards Picks for 2023 9 Ways To Save Money on Your Road Trip Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - Who wants to be a millionaire? New data shows that 12% of American families are now millionaires. How they got there. Clark Stinks: Segments 1 & 2 Becoming A Millionaire: Segment 3 Ask Clark: Segment 4 Mentioned on the show: DuckDuckGo — Privacy, simplified. WSJ.com: Never Mind the 1%. Mini-Millionaires Are Where Wealth Is Growing Fastest. Clark.com - Millionaires What Is an ABLE Account? How To Open a Roth IRA Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, two very practical ways to prepare for your near and long-term future - doing a home inventory and saving for long-term care. Clark gets you prepared in case you ever need to make a home insurance claim, and then discusses the problems with the broken long term care industry. Learn what financial advisors recommend now, to plan for what 80% of older adults may someday need. Home Inventory: Segment 1 Ask Clark: Segment 2 Long-Term Care: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is Digital Home Management and Why Is It Important? How To Store Your Important Financial Documents Online How Your Phone’s Camera Can Save You a Headache With Your Insurer Best Renters Insurance Companies and Ones To Avoid Actual Cash Value vs. Replacement Cost Value Coverage How Much Homeowners Insurance Do I Need? Best And Worst Homeowners Insurance Companies: October 2023 Are Money Market Funds a Safe Place To Stash My Savings? 3 Things Clark Says You Should Do With CDs Right Now Barrons.com: Most Seniors Will Need Long-Term Care. Here’s How to Save for It What Is Long-Term Care Insurance Cost & Coverage What Is an HSA Account and How Does It Work? Clark Howard’s #1 Rule Before You File an Auto Insurance Claim The American Community Survey: Is It Legitimate and Do You Have To Answer? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark has new evidence to back up something he’s long been in favor of - automatic enrollment in retirement savings plans. How some states are making saving for retirement automatic for the people. And how you can make it happen for yourself. Also, have you ever dreamed of retiring abroad to save money? Clark offers three main areas of consideration before making a decision. Automatic SAVING: Segment 1 Ask Clark: Segment 2 Retiring Abroad: Segment 3 Ask Clark: Segment 4 Mentioned on the show: More states are offering auto-enrollment retirement plans, and they seem to be working Why automatic savings works: How to do it & the best ways to save How To Open a Roth IRA Are You Following Clark's Maximum Auto Loan Length Rule? Is the Privacy App Permission Slip Worth It? A Review Is a Costco Executive Membership Worth It? The Pros and Cons of Retiring Abroad Where Would Clark Howard Live if Not in the United States? Combating Spoofed Robocalls with Caller ID Authentication How To Stop Spam Calls for Good Top Travel Deals - Clark Howard / How To Find Cheap Flights in 3 Easy Steps Upside App Review: 6 Things To Know Before You Sign Up Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

One decision that will save you big money over time is to buy a used car instead of new. And there is good news along that front. Clark updates what’s happening with prices on both new and used cars. Also, airline boarding can be a big headache - inefficient and time consuming. Clark has the solution. Used Car Prices: Segment 1 Ask Clark: Segment 2 Fixing Airline Boarding: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark.com - Report: 10 Used Cars With the Biggest Price Drops 10 Best SUVs You Can Buy Right Now Can I Trust the FDIC’s Recommendations on Getting Insured for More Than $250,000 at a Single Bank? 14 Places To Listen to Free Music Online Airline boarding: how to end the game of thrones fight for baggage space Health Insurance Guide California could make it easier to scrub your personal data from the web. Businesses are pushing back Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

A recent court ruling could eventually change the landscape for realtors, bringing U.S. commissions in line with global standards. Also today, it’s beyond Clarkrageous that big banks still pay zip on savings. Clark tells you how to get the most from your savings via CDs. Realtor Court Ruling: Segment 1 Ask Clark: Segment 2 Best CD Savings Rates: Segment 3 Ask Clark: Segment 4 Mentioned on the show: UPDATE 4-US jury finds realtors liable for inflating commissions, awards $1.78 bln damages Real estate heavyweights ordered to pay $1.7B, but big questions remain in high-stakes lawsuit Jury Verdict Could Reduce Real Estate Commissions, Slash Agent Head Count How To Roll Over A 529 Plan To A Roth IRA How To Make Your Online Accounts Accessible When You Die What Is an HSA Account and How Does It Work? Best Investment Companies for Investors in 2023 Big Banks Are Making Huge Profits Off Today’s Savings Rates—Are You? Vanguard CD rates - from USA Today 3 Things Clark Says You Should Do With CDs Right Now 14 of the Best High-Yield Online Savings Accounts in November 2023 Renew my Passport Online What Is Umbrella Insurance and Do You Need It? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Thanksgiving Weekend! Please enjoy this Best Of episode. Clark returns from travel adventures November 27th. Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, did you hear about the ponzi scheme that involved manure conversion to energy? It’s a hard lesson about investing. Clark shares how the mass movement for private placement investments came about - and became a green light for con artists. Clark Stinks: Segments 1 & 2 Private Placement Investment WARNING: Segment 3 Ask Clark: Segment 4 Mentioned on the show Amazon Scam Warning: Beware of Deliveries You Didn't Order How To Build Credit How a Toilet Plunger Improved CPR NIH.gov - Mechanical vs manual chest compression What Is the Better Business Bureau and Should You Use It? Costco vs. Sam's Club: What Is the Difference? Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best? Man Is Sentenced in $9 Million Cow Manure Ponzi Scheme Quality Condo living in the city vs Suburbs Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Thanksgiving Day! Please enjoy this Best Of episode. Clark returns from travel adventures November 27th. There are cultural differences when it comes to handling money and we in the U.S. aren’t known as champion savers… YET. If building savings for financial security eludes you, Clark has a two part plan to get you on track. Even if you carry debt, follow Clark’s simple start now, and ultimately rewrite your financial future. Also - Clark gives an overview of the rapidly changing streaming landscape and your choices. With prices on the rise, Free Ad Supported TV or FAST TV is gaining in popularity. Clarkcore Money Principles: Segment 1 Ask Clark: Segment 2 Streaming Update-FREE TV: Segment 3 Ask Clark: Segment 4 Mentioned on the show Financial Advisers Share the Best Financial Advice They’ve Ever Received Know thyself, know thy finances: which of the 5 money personalities are you? — The Conversation How To Save and Invest the Clark Howard Way How To Save Money: Spend Less & Build Your Savings How To Open a Roth IRA / How To Build Credit Best Secured Credit Cards for 2023: Top Picks for Building or Repairing Credit 6 Best Apps To Save Money on Groceries There’s a New Way to Watch TV. It’s Already More Popular Than HBO. Best Free Streaming Services in 2023: Movies and TV for Cord Cutters - Clark.com CLARK.com - Streaming TV 4 Things To Know Before You Buy a Digital TV Antenna Google Fi Wireless Review: Things To Know Before You Sign Up Best 529 College Savings Plans By State Understanding 529 rollovers to a Roth IRA - Fidelity Investments Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Thanksgiving Week! Please enjoy this Best Of episode. Clark returns from travel adventures November 27th. If you’re trying to decide whether to buy a home now or wait, beyond pre-approval are several cost considerations to add to your decision process. Clark discusses some of the basic costs of owning a home so you go in with a realistic budget for the expected AND the unexpected. Also today, when doing an online search, there’s something you’ve absolutely got to lookout for, or it can hit you hard in the wallet. The FULL Cost of Home Ownership: Segment 1 Ask Clark: Segment 2 A KEY Internet Search Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show Five Key Financial Aspects to Managing Your Home Cheapest Way to Rent a Car: Expert Tips When Should You Pay Off Your Mortgage Instead of Investing? [The Washington Post] Scammers are using Google results to target desperate travelers When Do You Need a Travel Agent? Income-Driven Repayment Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Thanksgiving Week! Please enjoy this Best Of episode. Clark returns from travel adventures November 27th. People tend to carry a lot of embarrassment, shame and or anger around debt and other financial mistakes. Counselor Clark would like a word with you…. Also, water bills are up by about 50% over the last several years. Clark discusses the factors leading to this increase and what you can do about it. Facing Debt: Segment 1 Ask Clark: Segment 2 Rising Water Bills: Segment 3 Ask Clark: Segment 4 Mentioned on the show The Hill: Americans are hiding their credit card debt Clark.com - Credit Card Debt 6 Things To Know Before Contacting the National Foundation for Credit Counseling Best Cash Back Credit Cards With No Annual Fee / CREDIT CARDS NYTimes: Water Bills Are Rising. Here’s What to Do About It. Should You Buy Cell Phone Insurance? Cell Phone Protection: These Credit Cards Will Replace Your Stolen or Damaged Phone Will Mark Cuban's Prescription Company Really Save You Money? 10 Ways To Save on Prescription Drugs Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Happy Thanksgiving Week! Please enjoy this Best Of episode. Clark returns from travel adventures November 27th. Rampant scams are now a global scourge, many now employing a tactic known as “pig butchering”. Clark shares a real life example and what you need to know. Also in this episode -Shocking new data reveals that most Americans are not on track for retirement. Our aspirations for early retirement don’t match up to how much is being saved for the future. Know how you can get on track for a more secure retirement. “Pig Butchering” Scams Increasing: Segment 1 Ask Clark: Segment 2 Retirement Shortfalls: Segment 3 Ask Clark: Segment 4 Mentioned on the show Out almost $80,000? Don't get scammed NYPost : Newly divorced mom scammed of entire $100,000 401k savings in Tinder ‘pig butchering’ scheme Pirate Ship Review: Pros & Cons of This Cheap Shipping Service Home Equity Loans & Lines of Credit: 7 Common Questions Answered Start saving now, and you could have this much for retirement Retirement savings shortfall in America Clark.com - Saving For Retirement / How To Open a Roth IRA Target Date Funds: Clark's Favorite Retirement Investment Best Investment Companies for Investors in 2023 Pension Benefit Information Notifies TIAA of MOVEit Data Breach Affecting Over 2.6 Million How To Freeze Your Credit With Experian, Equifax and TransUnion Capital One Venture Rewards Credit Card: Travel Credit Card Review Best Travel Credit Cards: Top Rewards Picks for 2023 Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - First time home buyers face many challenges now, but as homebuilders also feel the crunch, there’s a shift in the housing market that may benefit you. Clark Stinks: Segments 1 & 2 Homebuilder Incentives: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is a Good Credit Score? How to Find a Geriatric Care Manager / Senior Planning Is it safe to buy travel from a warehouse club like Costco? Clark's tips on saving for college Why 'Buy Now, Pay Later' Worries Clark Howard TSA PreCheck® vs. Global Entry vs. CLEAR: Which Is Best for You? Global Entry: 5 Things To Know Before You Sign Up Homebuilders turn to incentives to draw in priced-out buyer pool Mortgages Archives - Clark Howard Assumable Mortgage: What It Is, How It Works, Types, Pros & Cons So, you've frozen your credit: What to do next? How To Get a Free Credit Report How To Dispute an Error on Your Credit Report and Win Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

How should couples handle money? Clark has some tried & true recommendations. Also, criminals are doing address changes on people with the postal service to steal their mail, with disastrous consequences. What you need to know about new USPS security standards. Couples & Money: Segment 1 Ask Clark: Segment 2 USPS Change Of Address ID Theft: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Are Joint Bank Accounts the Secret to a Happy Marriage? - The WSJ Common Cents: Bank Account Structure and Couples’ Relationship Dynamics Clark Howard's 5 Money Tips for Couples The Average Credit Score in America 4 Ways To Get Your Free Credit Score What Is a Good Credit Score? 5 Money Tips To Know Before You Travel Abroad USA TODAY: USPS address change policy requiring customers to verify identity Best Credit Cards for Students: Top Picks for 2023 Citi to Cardholders: Go Paperless or Else Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Clark shares recent research on the benefits of top tier gasoline. Also in this episode, do you get an annual raise? Some companies are going to forego those next year for some employees. What to do if you are affected. Top Tier Gas: Segment 1 Ask Clark: Segment 2 Wage Increase Outlook: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Yahoo News: Who has better gas between Costco and Sam’s Club? Buying Gas From a Station on This List Is Better for Your Car 6 Things To Know Before You Buy Gas at Costco Wholesale How to find the best auto repair shops Most companies plan to give raises next year — just not to everyone. The strategy could backfire. What Is a Thrift Savings Plan? Clark.com - Streaming TV Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Sponsor Link: Raisin Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s getting cold out in many parts of the country. Clark has some good news on the home heating front. Also today - many insurance companies are purposely giving lowball offers for collision repairs. Clark has his own experience with this kind of dirty dealing. Know how to protect your wallet in the aftermath of an accident. Winter Heating Costs: Segment 1 Ask Clark: Segment 2 Auto Insurance Claim Rip-Offs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Here’s a Bill That Might Be Lower Than Last Year’s - The WSJ 10 Ways To Lower Your Heating Bill How To Save Money on Utilities The #1 Bill You Should Get by Mail New lending rule aims to boost first-time homebuying with potential rental income Insurance companies have discovered devious new ways to rip you off Popular Budgeting App Mint Is Shutting Down Best Budgeting Apps in 2023: Our Top 6 Your voice matters: T-Mobile backtracks on price migrations during Q3 earnings Techdirt: T-Mobile Backs Off Price Hike They Pretended Wasn't A Price Hike Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

The last three years have been the worst for doing traditional portfolio mixes of stocks & bonds. This brings forth “recency bias”. Clark discusses the state of the economy and how bonds fit into your portfolio. Also, self-driving cars have sparked a lot of debate. Are they ready for prime time? Bonds Are A Deal: Segment 1 Ask Clark: Segment 2 Self-Driving Cars: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 5 Things To Know About Series I Savings Bonds It’s Time to Stop Crying About Bonds and Buy Them Instead Bond markets are being hit hard — and it's likely to impact you Why is the US economy so resilient? Should You Ever Decline a Credit Limit Increase? How To Increase the Credit Limit on Your Credit Card GM halting driverless car service nationwide after California ban Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Sponsor Link: Raisin Learn more about your ad choices. Visit megaphone.fm/adchoices