HerMoney with Jean Chatzky

Confidence is a tricky word for women — we’re told to lean in and be assertive to get what we want, but if we lean in too hard, we come off as inauthentic and bossy. How can we learn to fully own our confidence, while still being true to ourselves? Auctioneer Lydia Fenet, Christie’s ambassador and author of “Claim Your Confidence,” has spent her career searching for the answer — and she’s here to share it with us now. In Mailbag, we answer questions about turning a hobby into a business and what to expect from working with a financial planner. In our money tip of the week: how to invest during a recession. The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Thanks to our other sponsor for this episode, Athletic Greens. Go to athleticgreens.com/hermoney to get a free 1-year supply of immune-supporting Vitamin D and 5 free travel packs with your first purchase. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

At some point in our lives, we all experience a wake-up call about whether we’re going in the right direction. Millions experienced that wake-up call in the aftermath of the pandemic — and in today’s strong job market, many people are still looking for that new sense of purpose in their careers. Joanne Lipman, former editor-in-chief of USA Today, has interviewed hundreds of people who have made major pivots and turned their insights into her latest book: “Next! The Power of Reinvention in Life and Work.” Joanne joins us to share the best strategies for moving into your next career, from learning to trust your gut instinct to finding an “expert companion” who can help you understand your strengths. In Mailbag, we answer questions about the best way to invest an inheritance and whether you should adjust your salary expectations after a layoff. In our money tip of the week: why you should delete your credit card info from online shopping websites. The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Thanks HelloFresh for sponsoring this episode. Go to HelloFresh.com/HERMONEY16 and use code HERMONEY16 for 16 free meals plus free shipping! Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

We’ve heard from many of our listeners lately who are wrestling with some big questions around relationships and money. Specifically, questions around fairness, competing priorities, and how to share your money in a way that works for both of you! We’re tackling them all with CFP Natalie Taylor, Head of Financial Advice at Monarch Money. Listen in as we dive into questions on buying a home together, talking to your partner about money, saving for retirement, and what it means to "keep score" in a relationship financially. As a HerMoney Podcast listener, you’ll receive 10% off your annual plan when you use the code HERMONEY at sign-up. Head to monarchmoney.com/hermoney to try Monarch today. The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

We’re in the strongest job market in years — so why doesn’t it feel that way? We’ve heard from all of you that it’s still not easy to get the job you want right now, despite strong hiring numbers and low unemployment. If you’re struggling to land interviews after dozens of applications — or even getting ghosted by hiring managers — this episode’s for you. Career coach Eliana Goldstein is here to unpack the job market and dispense advice about what you really need to do to stand out as an applicant, from finding the right job opportunities to brushing up your resume. In Mailbag, we answer questions about paying off credit card debt and protecting yourself against identity theft. In our money tip of the week: how to split finances in a relationship. For more of Eliana’s great career advice, check out her online course The Career Upgrade. Use the code “HerMoney” at checkout for $100 off! The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Thanks to our other sponsor for this episode, Athletic Greens. Go to athleticgreens.com/hermoney to get a free 1-year supply of immune-supporting Vitamin D and 5 free travel packs with your first purchase. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

This past February, Jason Kelce of the Philadelphia Eagles and Travis Kelce of the Kansas City Chiefs made history as the first brothers to compete against each other in the Super Bowl. You’d think they’d be the biggest story to come out of the game, but their mom Donna Kelce stole the spotlight with her split-colored jersey — red for the Chiefs in the front, green for the Eagles in the back — and her unwavering support for her sons. In this special Mother’s Day episode, Donna joins us to talk about her life and career, what it was like to raise two competitive kids, and her most useful pieces of parenting advice. In Mailbag, we answer questions about saving for your kids and negotiating salary. In our money tip of the week — how to haggle for discounts on rent, bills, and more. The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Learn more about your ad choices. Visit megaphone.fm/adchoices

You think you'd never fall for a scam ... until it happens to you. Financial fraud peaked during the pandemic, and new advances in AI mean it's only gotten more sophisticated since. Tech expert Kim Komando joins us to talk about why scams draw so many people in, how to know if you're being scammed, and what you can do to protect yourself. In Mailbag, we answer questions about refinancing student loans and the difference between an index fund and an ETF. Our money tip of the week: how to teach your kids about money. The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Learn more about your ad choices. Visit megaphone.fm/adchoices

Divorce can be an intense and exhausting process, especially for women and their finances. That’s why it’s so important to gather as much knowledge as you can going in — and HerMoney is here to help. You’ve been sending us your divorce-related questions, and we answer them in this Mailbag episode. Joining us is Rhonda Noordyk, a certified divorce financial analyst and CEO of the Women’s Financial Wellness Center, which provides consultations and classes to women considering or going through divorce. We tackle questions about paying an attorney’s retainer, keeping the house in an acrimonious divorce, restarting your career after being a stay-at-home parent, and more. The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation, and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Learn more about your ad choices. Visit megaphone.fm/adchoices

A core step to building wealth is creating a diversified investment portfolio. But when it comes to our jobs, we often do the exact opposite — we‘re told to specialize and stick to a single career or industry until we make it to the top. But what if that’s not possible anymore? Entrepreneur and Harvard Business School lecturer Christina Wallace joins us to talk about how the job market has changed, and why it’s so important to diversify our skill sets beyond our 9-to-5. In Mailbag, we answer questions about buying a house in a HCOL area and saving for multiple goals at once. In Thrive, how pets can improve your mental health. Learn more about your ad choices. Visit megaphone.fm/adchoices

Being talked over by your manager? Dealing with a coworker who won’t pull their weight? So many of the problems we face at work have to do with communication. In this episode, we dive into tips and tricks for navigating tricky, tense, or downright awkward workplace conversations. Helping us is Jenn Whitmer, a leadership expert and Enneagram coach who helps companies solve conflict and build better relationships. In Mailbag, we answer questions about paying off car loans and juggling different financial priorities. In Thrive, Denise Piazza of One Street Capital joins us to share the top 5 tax secrets of the super wealthy. Learn more about your ad choices. Visit megaphone.fm/adchoices

You can’t talk about money without talking about emotions — and the emotions we associate with money conversations usually aren’t so great. Fear and guilt often prevent us from enjoying our money, being proactive, and building a solid financial future. How can we get to the root of these feelings and learn to connect money with happiness? Lawyer and financial expert Scarlett Cochran is here to help us answer those questions. In Mailbag, we talk about whether to keep or sell a house after divorce. In Thrive, how to travel for cheap. Learn more about your ad choices. Visit megaphone.fm/adchoices

Credit card debt is at a record high. If you’re struggling to pay down your balance, you’re not alone — and we’ve got an expert in the house to help. Personal finance reporter Jennifer Streaks joins us to share everything you need to know about credit cards, how to use them responsibly, and what you can do to pay off your debt as quickly as possible. We also discuss tips for building and maintaining great credit. In Mailbag, we answer questions about transitioning to Medicare and HSAs versus FSAs. In Thrive, easy food swaps to save money during inflation. Learn more about your ad choices. Visit megaphone.fm/adchoices

Many of us grew up hearing, “Winners never quit, and quitters never win.” But when it comes to a toxic job or bad investment, quitting can be the absolute best choice — as long as you do it right. Former professional poker player Annie Duke built her career on knowing when to hold and when to fold. She joins us to talk about why it’s so crucial for us to be able to cut our losses, and how we can make that decision with confidence. In Mailbag, we discuss the best ways to stash our savings. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tax day is just around the corner, and we’ve got tax expert Robbin Caruso here to answer all of your biggest questions. We hear from one listener who’s wondering whether state stimulus checks count as taxable income, and another who isn’t sure if she needs to pay quarterly taxes. We also tackle questions about changing your filing status on your W-4, and tax strategies to keep in mind when using a 529 college savings plan. Learn more about your ad choices. Visit megaphone.fm/adchoices

Since the start of the pandemic, a record number of people have undergone a “great money reset” — they’ve quit their jobs, changed careers, retired early, or started new businesses. So, how do we make these changes happen financially? CBS News business analyst Jill Schlesinger joins us to break down how you can do your own great money reset by analyzing your money, curbing your spending, and throwing financial assumptions out the window. In Mailbag, we answer questions about estate planning and working as an independent contractor. In Thrive, the secret money habits of super savers. Learn more about your ad choices. Visit megaphone.fm/adchoices

We all assume that our money is safe in our bank accounts, but what happens when it’s not? Peter Polson, CEO of budgeting spreadsheet company Tiller Money — which had almost all of its funds stored at Silicon Valley Bank — joins us to talk about his experience navigating the recent crisis. Plus, he shares the top lessons individuals should take from the bank’s failure, including ways we can all better protect ourselves from financial instability. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever thought about what you might regret at the end of your life? What if there was a way to know what those regrets are right now? Hospice doctor Jordan Grumet has heard firsthand from his patients about what they wish they’d done differently, and he’s published those insights in his book, “Taking Stock.” Jordan joins us to talk about how we can all achieve a fulfilling and regret-free life, and how we can use money as a tool to help us get there. In Mailbag, we answer questions about organizing financial documents and finding a financial advisor. In Thrive, free tax tips for 2023. Learn more about your ad choices. Visit megaphone.fm/adchoices

Pets are a part of our families — but they can also be expensive. That’s why we’re here to answer all your questions about budgeting for your furry friends, and we’ve got a pet expert on board to help us. Rob Jackson is the founder and “Chief Pet Protector” at Healthy Paws, a pet insurance plan, and he’s also the creator of the Healthy Paws Foundation. Rob and Jean tackle questions about how to determine a pet’s temperament before you adopt, whether you should set aside savings in advance for unexpected treatments, how pet insurance works for older animals, and more. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we’re tackling personal finance for Gen Z, a generation that’s new to the working world and getting ready to shake up the economy. Gen Z financial adovocate Taylor Price joins us to break down the biggest money challenges facing her generation (hello, crypto and FOMO), and she also shares her tips for gaining financial knowledge and independence. In Mailbag, we answer questions about investing in crypto and the best way to pay for a car. In Thrive, how to invest in your health. Learn more about your ad choices. Visit megaphone.fm/adchoices

No, money conversations aren’t always easy — but they are always important. On this week’s episode we’re talking about all things friendship and money — which are two very complicated topics that get even more complicated when we throw them together. Jen Smith and Jill Sirianni, co-hosts of the Frugal Friends Podcast, break down how we can talk money with our BFFs, and why we should be doing more of it. In mailbag, we cover backdoor Roths and RMDs, and in Thrive, how to sell your stuff for cash. Learn more about your ad choices. Visit megaphone.fm/adchoices

We’re officially in the middle of tax season, and this year's filing deadline of Tuesday, April 18th will be here before we know it. Tax expert and CPA Robbin Caruso of Prager Metis International joins us to discuss the biggest changes to the tax code over the past year, the most common mistakes she sees people make on their returns, and strategies to make your tax prep as successful and stress-free as possible. Learn more about your ad choices. Visit megaphone.fm/adchoices