HerMoney with Jean Chatzky

We’ve been publishing the HerMoney podcast weekly for SEVEN years and we’ve never missed an episode, how crazy is that? This week, we’re doing a special Mailbag edition where our listeners call in and ask Jean their most pressing questions live! Listen in as Jean advises on protecting our wealth in uncertain times, the right time to take Social Security, budgeting an inheritance, and the best places to put your money to work once you’ve paid off your mortgage. More money advice when you need it! Get the latest and greatest updates on all things investing, budgeting and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe! The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

These days, things feel more uncertain than ever. Take the economy, for example. By almost any objective measure, we’re doing much better economically than we were three years ago, but the vibes are… off. So, what’s going on? For one, we’re still bouncing back from astronomically high prices due to inflation in 2021 and 2022. Mortgage rates are also at their highest levels in more than 20 years making it really difficult to buy a house. But while all of this uncertainty in the world may feel bad, uncertainty itself isn’t necessarily a bad thing. Maggie Jackson, author of Uncertain: The Wisdom and Wonder of Being Unsure says making hard decisions when we really don’t know the outcome is actually really good for our brains. Listen in to hear how uncertainty is important to lean into when we’re deciding where and how to invest our money. Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our new show How She Does It with Karen Finerman delves into all things women, money, and power every week… But the truth is, we can’t talk about women in power without also looking at women’s financial power. Even now, in 2023, women are woefully behind when it comes to investing and realizing the kind of financial freedom that can only come from building wealth. Thankfully, there are incredible women working tirelessly to make that very thing happen, and Gargi Pal Chaudhuri, Head of iShares Investment Strategy Americas at BlackRock, is one of them. This week, she joins us to discuss what inspired her to become an investor, what keeps her going when she runs ultra-marathons, and why women are willing to save their money — but not as willing to invest their money. BLACKROCK and iSHARES are trademarks of BlackRock, Inc. or its affiliates (together “BlackRock”). The information provided in this communication is solely for educational purposes and should not be construed as advice or an investment recommendation. Any opinions expressed do not necessarily represent the views of BlackRock. BlackRock is not affiliated with HerMoney. Learn more about your ad choices. Visit megaphone.fm/adchoices

What ever happened to the “girlboss”? There was Audrey Gelman founder of the women-only social club and networking space the Wing, Tyler Haney of sustainable workout brand Outdoor Voices, and perhaps the most popular of them all, Emily Weiss of the cult favorite beauty brand Glossier. Marisa Meltzer, author of Glossy: Ambition, Beauty and the Inside Story of Emily Weiss’s Glossier joins us to break down why most (if not all) of these girlboss empires have crumbled — and why we often give men a break when women are held to higher standards. In Mailbag, we hear from a listener who is looking for advice on how to help her daughter improve her credit score, and we sit down with Christine Roberts, President of Citizens Pay, to discuss the best ways to pay for purchases over time. For our money tip of the week, our best advice for saving just a little bit of money if you feel like you can’t get out of the cycle of living paycheck-to-paycheck. Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

To dive into the data that just came out of HerMoney’s 2023 State of Women survey, the HerMoney Podcast team recently traveled to The Inc. 5,000 conference in San Antonio, Texas, to speak with members of the executive team at Principal Financial Group® and a LIVE audience of female entrepreneurs. It’s all going down on this week’s episode, and it’s a conversation you absolutely don’t want to miss because we dive into all the data — the good, the bad, and the misconceptions! For example, our survey found that 90% of employees at small and midsized businesses — an overwhelming majority — said that they want a robust benefits package, yet just 63% of small and midsized business owners said it was important to their employees… In other words, we have a serious disconnect between what employees want most and what employers are offering. We dive into why, what we can do about it, and how we can bridge those disheartening financial confidence gaps between men and women at the same time we’re getting more people engaged with their money. The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Like many of us, Dr. Sara Kuburic had a hard time figuring out who she was. She woke up one day and didn't like (or recognize) the person staring back at her. In her new book: “It’s On Me: Accept Hard Truths, Discover Yourself, and Change Your Life,” she talks about all of the little decisions we make that shape who we are and how to become the people we want to be. In Mailbag, we hear from a listener who wants to meet with a Certified Financial Planner but is finding it difficult to find someone she trusts and a recently retired widow who’s wondering when to start taking Social Security to minimize her tax bill in the long run. For our money tip of the week, we offer advice on how to minimize the growing cost of car ownership. More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe. The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Like many of the culinary creators we love on TikTok, Sohla El-Waylly is whipping things up in her home kitchen, using the ingredients she has on hand, and making cooking accessible to all. This week, she offers tips from her new cookbook debuting this fall: “Start Here: Instructions for Becoming A Better Cook.” El-Waylly also offers some of her favorite grocery store hacks and shares how she avoids food waste. In Mailbag, we hear from a listener who’s wondering how to choose 529 accounts for her grandchildren in different states, and someone who’s wondering if her credit score will be affected by selling her house after a divorce. For our money tip of the week, we go over the 28/36 rule, and explain how to make sure you don’t get denied by a lender when you’re buying a home. Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Most of us like to come prepared when we’re asked to give a speech — no matter the size of the room or audience. But sometimes when we want to say something important, we don’t have time to prepare at all! Being able to speak confidently on the fly is especially important at work, when so many of us have big goals we want to accomplish. So, how can we make sure the ideas we’re hoping to express come across confidently everywhere from a one-on-one huddle, to a packed auditorium? Matt Abrahams is an expert on sounding confident when speaking on the fly, and he’s the author of the number one best-selling book: “Think Faster, Talk Smarter: How to Speak Successfully When You’re Put on the Spot.” He shares his best advice on how to become better speakers (and listeners!) in any situation. In Mailbag, we hear from a listener who is wondering if Roth 401(k)s make sense as a high-income earner, and we chat with a woman who needs an executor to handle her estate. For our money tip of the week, is raising the deductible on your homeowner’s insurance the right move? More money news when you need it! Get the latest and greatest updates on all things investing, budgeting and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe! The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Diversity, Equity, and Inclusion (DEI) has been a big topic of conversation, particularly workplace conversation, over the past few years. DEI efforts stand to make our workplaces more inclusive, more welcoming, and more equitable for all. More recently though, there’s been chatter that for some companies, DEI efforts are only a facade to make their workplaces look better — without really putting much effort into making the changes that matter. Maeve DuVally is on a mission to ensure DEI efforts are actually changing the face of corporate America — and to be a mentor for trans employees in the workplace. DuVally lived through workplace challenges herself at a place notorious for not being an easy place for women to work — Wall Street. She spent nearly 20 years at Goldman Sachs and Merrill Lynch and details her coming out story in her new book, Maeve Rising: Coming Out Trans in Corporate America. Listen in to hear her advice for anyone who wants to bring their full selves to the workplace, how to be a good ally, and why she fully believes in DEI initiatives. In Mailbag, we hear from a listener who’s worried about the high sales charge on her employer's retirement plan and a young retiree who wants to know how to make a little extra money while keeping her flexibility. For our money tip of the week, how to save on the high cost of weddings as a guest. Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

“Don’t you think this is the best option…” “Maybe if we went in this direction instead the client would be happier…” These are examples of “weak” language that many of us use in the workplace… We’ve been told to stop using language like this if we want to be respected, get a promotion, or have our ideas considered in a room full of men… But now some new research is flipping this long-held belief on its head. In an experiment from psychology journal Sage, women who followed a script using weak language were actually more likely to get a raise. Alison Fragale, an award-winning research psychologist specializing in the power of powerless speech, joins us to go over how to use language as a tool and other tricks for gaining and managing our status. In Mailbag, we hear from a listener who’s been out of work due to the strike and asks if she should dig into her stock investments. We also hear from a dad who’s worried about how to best pay for his four children to go to college. For our money tip of the week, we talk about whether or not you should refinance your student loans (don’t panic)! Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Chloe Elise found herself in almost $40,000 worth of debt in her mid-20s. To pay it down, she turned to many of the world’s popular financial gurus to help get her spending in check. Only what she found was that their tough-love, shame-based approach didn’t apply to her — or to any of her college friends, for that matter — so she created her own method for paying down her debt. Fast forward to today, and now she’s officially a millionaire at age 27. She tells us of her journey to become CEO of the financial literacy company “Deeper Than Money,” where she works with women to ban restrictive spending habits and instead spend in alignment with their priorities. In Mailbag, a listener asks for more clarification on one of Ramit Sethi’s money rules: “save 10%, invest 20” and we hear from someone who is wondering what the consequences are for closing a credit card they never use. For our money tip of the week, the number one first step when it comes to creating a plan for paying off your student loans. More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe! The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you blink these days, you’ll miss the latest new trends in the working world. First, in 2021, we had “The Great Resignation.” Then, about a year later, “quiet quitting” took the working world by storm. And now, it seems, we’re living through the era of “loud quitting.” While some of these trends are funny, they’re also concerning from the perspective of a business owner or leader. Erica Keswin, author of the new book “The Retention Revolution: 7 Surprising (and Very Human!) Ways to Keep Employees Connected to Your Company,” has advice for making work more enjoyable for employers and employees, so we can eliminate some of these toxic trends. In Mailbag, we hear from a listener who asks if they should buy their brother out of the family home and from someone who was left a substantial amount of money and is worried about overspending. In our money tip of the week, why you should ask for a raise and exactly how much you should be asking for. Join us! Snag all the latest episodes, savvy budgeting tips, investing advice, and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe! The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Limit one complimentary offer per household, per 18 months. Offer ends Sept. 29, 2023, and is only applicable to households with a minimum investable assets of $250,000. Offer criteria may be waived at Edelman Financial Engines’ discretion. Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to seek advice from qualified tax and/or legal experts regarding the best options for your particular circumstances. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you heard of “girl math”? Perhaps it’s best described in this scenario: You go to your favorite store, find a pair of pants that you absolutely love, but then a few days later when you try them on at home, you realize that they’re just not your jam… so you go back and return them. So, why, praytell, does it then feel like you’re actually MAKING money when that $50 gets returned to you?? On TikTok, this phenomenon is called “girl math,” and this week we’re breaking it all down with someone many people would call the ultimate "math girl,” if you will — Danica McKellar. You may know her best as Winnie Cooper from The Wonder Years, but she’s also an internationally recognized mathematician and author of the New York Times bestselling book for middle schoolers “Math Doesn’t Suck.” In other words, she has the singularly unique title of being the woman who helped make math fun — cool, even! — for a new generation. She helps us define the “girl math” trend and tells us what's really going on beneath the surface. And, yes, she also dishes some juicy details on her life as an actor — she has a new movie coming out soon, “Swing Into Romance,” which premieres October 7th on Great American Family, and we can’t wait to check it out. Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe! The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Limit one complimentary offer per household, per 18 months. Offer ends Sept. 29, 2023, and is only applicable to households with a minimum investable assets of $250,000. Offer criteria may be waived at Edelman Financial Engines’ discretion. Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to seek advice from qualified tax and/or legal experts regarding the best options for your particular circumstances. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’re finding it harder these days to discern exactly what to believe when you watch or read the news, you’re not alone. It’s gotten so bad that The Associated Press has an entire section of their website dedicated to “Not Real News” where they fact-check the news of the week. So, how can we make sure our sources are reputable, and the information we’re getting is reliable? Dan Ariely, the James B. Duke Professor of psychology and behavioral economics at Duke University has all the advice we need to combat misinformation. His new book “MISBELIEF: What Makes Rational People Believe Irrational Things,” delves into the growing phenomena of discarded truths, alternative facts, and full-blown conspiracy theories that have driven a wedge in public discourse and our personal relationships. In Mailbag, we take questions on IRAs and 529s. In our money tip of the week, what you should do when a DM hits your inbox promising “a sure way to beat the market.” Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Limit one complimentary offer per household, per 18 months. Offer ends Sept. 29, 2023, and is only applicable to households with a minimum investable assets of $250,000. Offer criteria may be waived at Edelman Financial Engines’ discretion. Neither Edelman Financial Engines nor its affiliates offer tax or legal advice. Interested parties are strongly encouraged to seek advice from qualified tax and/or legal experts regarding the best options for your particular circumstances. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

As women, we can often feel pressure to always be “doing,” whether that’s working, going to the gym, prepping a project, or just getting ready for the next day. Many of us also have a hard time sitting still, and we may even be perfectionists about some things. (Yes, the data shows that women are more likely to be perfectionists than men.) As the former Chief Content Officer at Goop — and Gwyneth Paltrow's second hire — Elise Loehnen knows this firsthand. In her new book, “On Our Best Behavior: The Seven Deadly Sins and the Price Women Pay to be Good” she breaks down all of the outward pressures that continue to hold women back. She shares how we can all break away from the societal notions of feeling like we have to be the “perfect” daughter, the “best” wife, or the “smartest” investor. In Mailbag, we talk about the best way to invest your required minimum distribution, and if you have the money, whether you should buy CDs or pay off a mortgage. In our money tip of the week, the differences between term and permanent life insurance and how to pick one. Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’ve been following the financial news headlines, you know this year there’s been nothing but mixed signals coming from our economy: We saw a tightening in the credit market after the bank failures in March, and even though our labor market still remains robust with unemployment at 3.5%, household saving rates have fallen, and credit card debt just hit a new all-time high of $1 trillion dollars. Amid all of these complexities, we’ve heard the oft-repeated threats that “a recession is coming,” but the markets have had a great 2023 so far. Naturally, you have questions about your portfolio, and thankfully, we have answers. In this special Mailbag edition of the HerMoney Podcast, we’re joined by Gargi Pal Chaudhuri, Head of iShares Investment Strategy for the Americas. We discuss diversifying, investing in ETFs, and investing internationally. We also take a deep dive into all of the trends that Gargi and her team at iShares are on the lookout for in 2023- 2024. Do you have investing questions? Write to us at mailbag@hermoney.com to be featured in an upcoming episode! Get the latest and greatest updates on all things investing, budgeting and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe! The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Every single one of us is part of a certain generational grouping, and we may love or loathe the stereotypes that come with each. While we may agree with some of them, there are others that are insulting (or just plain wrong). No one knows this better than Dr. Jean Twenge, psychologist and author of “Generations: The Real Differences Between Gen Z, Millennials, Gen X, Boomers, and Silents―and What They Mean for America's Future.” Twenge hopes that by understanding the research — and generations other than our own — we’ll be better able to understand one another. In Mailbag, we dive into how much to save for a newborn's college education, and how to retire early. In our money tip of the week, all of the factors to consider if you’re thinking about picking up a side gig for extra cash. More money news when you need it! Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at Hermoney.com/subscribe! The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Increasingly, the women’s magazines we grew up on are taking deep dives into politics, health and the gender wage gap… But how did they go from tips on how to have better sex to delivering such thought-provoking content? Ms. Magazine is to thank — and Letty Cottin Pogrebin is one of the magazine's founding editors. She joins us this week to discuss the magazine’s journey — and her own. In Mailbag, a listener asks what financial responsibility (if any) they have to their estranged parents, and in our money tip of the week, we dive into the best items to buy in bulk to save money at the grocery store. Join us! Snag all the latest episodes, savvy budgeting tips, investing advice and even giveaways via the HerMoney Newsletter at Hermoney.com/subscribe! The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Worrying about money is, unfortunately, a universal problem. And with today’s economic uncertainty, stubbornly high inflation and recession fears, our worries are only increasing. While it’s impossible to sidestep stress in all areas of our lives, we can take steps to help manage how we feel about our finances, and increase our financial wellness. Certified Financial Planner Manisha Thakor is the author of the new book: “Moneyzen: The Secret to Finding Your Enough,” and she wants us to consider our emotional well-being and our financial health as twin concepts in all of our day-to-day life decisions. Only then can we break free from the “cult of never enough.” She tells us how. Then, in Mailbag, we hear from a listener who is curious about how to invest the money from the sale of a home, and we hear from a woman who is wondering how to maximize a recent windfall. In our money tip of the week, are you taking too much risk with your asset allocation as you near retirement? In our money tip of the week, are you taking too much risk with your asset allocation as you near retirement? Want more money news when you need it? Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at HerMoney.com/subscribe! The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Plastic surgery is more popular than ever, and women are paying an incredible amount for it. The epicenter of the plastic surgery industry is undeniably South Korea — Seoul leads the world in plastic surgery rates. Elise Hu experienced this culture firsthand as the NPR bureau chief responsible for coverage of North Korea, South Korea, and Japan. In her new book: “Flawless: Lessons in Looks and Culture from the K-Beauty Capital,” she explores if our constant drive to look “better than ever” will ever be enough. In Mailbag, we hear from a listener who has a 401(k) plan from a previous employer and isn’t sure what to do with it next. We also hear from a listener who is 72 and wonders where they can splurge a little! In our money tip of the week, we go over how to decide when is the right time to sell a stock. Join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices