Mortgage Gumbo with Dwayne Stein

This week your Chef Dwayne Stein has a jam packed show full of education and options! Members of the Total Home Authority are live in studio today. Owner of Fleur De Lis Law & Title Jeff LeSaicherre and CEO Dawn Cazedessus are answering your questions that you sent via mortgagegumbo.com and all of our social media platforms. Specifically they will answer what is the difference between Owners Title and Lenders Title. As well as deep dives into Wills, Succession Plans, and so much more. Chech out our guests web page at https://www.fdllawandtitle.com/ All that and more on Mortgage Gumbo w/ Dwayne Stein 5/20/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Live From Downtown Sulphur, Louisiana it's Dwaaaaayne Stein. Your Chef Dwayne Stein is trying to cook up a State Baseball Championship for the Lakeshore Titans, so please excuse any "echo-y" audio in todays show. Today Dwayne breaksdown the Latest Housing Numbers. What do New home sales look like? What about Home Values? Are they Up or Down? Later Dwayne and cohost James Parker remind you to Vet ! Vet! Vet! Trust, but Verify when it comes to Purchase Price, Refinancing, etc. All that and more on Mortgage Gumbo w/ Dwayne Stein 5/13/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

The Fed is raising the rates again. It affects you personally, and your Chef Dwayne Stein is going to tell you how. We all know that the Fed is "famous" for being reactionary. But if they would just stay the course they could possibly be useful. But they are the type of people who go to a gym for one day and then are shocked that they don't wake up with six-pack abs the next morning. Cohost James Parker asks Dwayne about the saga of the G-Units Baseball game, and of course we do Rate Watch. All that and more on Mortgage Gumbo w/ Dwayne Stein 5/6/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Are you Fed up with the FED? All signs point to yes! They also point to another Rate Hike this week. The New Home sales data is out. What does it mean? Well, your Chef Dwayne Stein and cohost James Parker break it all down. Later we do Rate Watch sponsored by Tito's. We also have a couple of callers with some in depth questions on the benefits of paying off a home versus keeping cash on hand. All that and more on Mortgage Gumbo w/ Dwayne Stein 4/29/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

This week your Chef Dwayne Stein breaks down the new Mortgage Fee. What is it you ask? It's not an Executive order but a rule change by the President of the United States. Can your High Credit Score now work against you? If you already have a Mortgage, will your rate or fee increase. Dwayne Stein has the answers. Cohost James Parker also hits Dwayne with some Scenarios that affect the average homeowner. Rate Watch sponsored by Tito's and more on Mortgage Gumbo w/ Dwayne Stein 4/22/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approv

Spring is sprung, and the Spring Buying Season is now upon us!. Your Chef Dwayne Stein talks about what's going on in the Market. The CPI Numbers, and the Cost of Waiting. Dwayne also has story time and shares some stories about clients, and a home sale in his own backyard. Later Dwayne quizzes cohost James Parker. All that and more on Mortgage Gumbo w/ Dwayne Stein 4/15/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Your Chef Dwayne Stein wants to wish you all a very Happy Easter! Here comes Peter Cottontail and he's got news on Rates....they're Receding! Actually Dwayne delivers the message. Rates are Receding, and now 5's are an option! Will it continue? Maybe it's time to come in and have a conversation to refi your 7 to a 5. Cohost James Parker dips into the Social Media mailbag, and then the guys do their weekly rate Watch, and give some Job Report numbers. All that and more on Mortgage Gumbo w/ Dwayne Stein 4/8/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Dwayne and Parker take a deep dive in different types of loans available and how you can qualify. Visit snapsendandsave.com or mortgagegumbo.com for more! Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Rates are falling and the Fed Rate Hikes have stopped! Dwayne is back to quoting rates back in the 5's again! The Fed spoke again this week and Dwayne and James explain what he was really saying, Later the guys are talking about Debt. How much do you have? How much does the average American have? All that and more on Mortgage Gumbo w/ Dwayne Stein 3/25/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Today your Chef Dwayne Stein wants to play a game called "I'm Gonna". I'm Gonna wait till rates drop. I'm Gonna wait till home prices drop. Guess who always loses that game? Later Dwayne and cohost James Parker revisit the "Four D's" as well as Rate Watch, and discuss CPI. All that and more on Mortgage Gumbo w/ Dwayne Stein 3/11/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Your chef Dwayne Stein and co-host James Parker take a look at the current state of the mortgage and loan market - including some real-life examples of whether it makes sense to build or buy and more! Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Your Chef Dwayne Stein has Fleur De Lis Law & Title Live In Studio & Answering Your Questions! Owner of Fleur De Lis Law & Title Jeff LeSaicherre, and CEO Dawn Cazedessus join Dwayne to explain their experiences and list of services as well. They answer everything from preparation for Home Purchasing to Accurate Titling. Later they discuss how they can help with your final wishes in the form of a Will, and explain why it is cheaper than you think. Get more info or contact them at https://fdllawandtitle.com/ All that and more on Mortgage Gumbo w/ Dwayne Stein 2/25/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Credit Awareness Month rolls on! This week your Chef Dwayne Stein shares several Credit Tips and Myths! For Instance... Should I cancel a Credit Card to help fix my credit? Can I call and have my Credit Limit Extended? Does your Credit score account for Demographics? Cohost James Parker digs into the mail bag and gets Dwayne's thoughts as well. All that and more on Mortgager Gumbo w/ Dwayne Stein 2/18/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

**ROYAL FANFARE** The Queen of Insurance Collette Biedenkopf joins your Chef Dwayne Stein Live In Studio! What's up with Louisiana Home Insurance...let's ask the Queen. Collette talks about the prices, the claims she has received, and the importance of keeping your documents. Especially keeping your documents when it comes to roof replacement. Find out more about the Queen of Insurance at https://themonarchins.com All that and more on Mortgage Gumbo w/ Dwayne Stein 2/11/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Happy Credit Awareness Month!!! Your Chef Dwayne Stein takes the entire month of February and dedicates it to you the listener and helping you understand, repair, or create credit. This week make sure you have a pencil and paper and we're gonna make a PIE CHART! Later Dwayne and cohost James Parker play some audio of the FED Jerome Powell as he spoke to the nation about the latest economic news and rate hikes. All that and more on Mortgage Gumbo w/ Dwayne Stein 2/4/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

What are Blended Rates? Your Chef Dwayne Stein explains it all. Later Cohost James Parker and Dwayne breakdown the latest data on Foreclosures, Home Sales, Inventory, and Interest Rates. Next week begins Credit Awareness Month....so buckle up! All that and more on Mortgage Gumbo w/ Dwayne Stein 1/28/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Did You Know You Can Get the Seller to Pay Your Closing Costs? Every Week your Chef Dwayne Stein brings you education and options. This week he wants you to save some money! How you might ask? By making the Seller Pay your Closing Costs. Dwayne breaks down the types of Load Programs, and the amount of money you can save with each type. Later Dwayne and cohost James Parker discuss the existing home sales numbers and where we are at in regards to inventory. All that and more on Mortgage Gumbo w/ Dwayne Stein 1/21/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

You can't bring Dwayne down! He's walking on sunshine with his boogie shoes on! Your Chef Dwayne Stein is bringing you education and options, as always, but this week he shares his 2023 Housing Predictions. If you haven't figured it out yet....they're Looking Great! Dwayne breaks out his Magic 8-Ball and shares his predictions on the housing market. Specifically, how much inventory there will be available and where interest rates will be by the end of the year. Co-Host James Parker is live in the studio today as well and shares his thoughts on Wells Fargo's exit from the mortgage loan industry. All that and more on Mortgage Gumbo w/ Dwayne Stein 1/14/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.

Happy New Year! Your Chef Dwayne Stein returns for 2023 and is here with Education and Options, and most importantly.....The TEN COMMANDMENTS when Buying a Mortgage. Do's and Don'ts when buying a new home. All that and more on Mortgage Gumbo w/ Dwayne Stein 1/7/23 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval

The Fed has Spoken! Your Chef Dwayne Stein translates the Fed into words that normal people can understand. Dwayne also shares some very personal stories about why he gets so fired up when he talks about the Mortgage and Real Estate industry. Later co host James Parker asks Dwayne for some tips for how to prepare for Next Year...it's almost here. All that and more on Mortgage Gumbo w/ Dwayne Stein 12/17/22 Personal NMLS175109 / Branch NMLS851695 / Company NMLS3029 CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval.