Talking Real Money - Investing Talk-logo

Talking Real Money - Investing Talk

Business

34-year financial talk radio veteran, Don McDonald and former host of Serious Money on PBS, Tom Cock, join forces to talk about real money issues. In each episode, they solve real money problems, dole out real investing (not speculating) advice, and really explain the financial issues that effect all of us. Plus, it's actually fun! Talking Real Money is a podcast designed to provide the real help we all need to enjoy a really great future. Call in with your questions anytime at 855-935-TALK (8255).

Location:

Mesa, AZ

Genres:

Business

Description:

34-year financial talk radio veteran, Don McDonald and former host of Serious Money on PBS, Tom Cock, join forces to talk about real money issues. In each episode, they solve real money problems, dole out real investing (not speculating) advice, and really explain the financial issues that effect all of us. Plus, it's actually fun! Talking Real Money is a podcast designed to provide the real help we all need to enjoy a really great future. Call in with your questions anytime at 855-935-TALK (8255).

Language:

English

Contact:

877-397-5666


Episodes
Ask host to enable sharing for playback control

Don't Trust, Verify

5/28/2024
In today's episode: 0:04 The Trust Issue 2:43 Custodians and Fiduciaries 3:12 Finding True Fiduciary Help 3:53 Fee-Only vs Fee-Based 5:43 Various Compensation Models 8:02 Understanding Terminology 10:52 Brokercheck.org Exploration 12:08 Where to Find Trusted Advisors 13:56 Vetting Financial Advisors 15:38 Insurance Companies and Investments 19:30 Dealing with Large Stock Gains 23:13 Dealing with Tax Implications 25:10 Upcoming RetireMeet East Event Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:29:34

Ask host to enable sharing for playback control

Memorial Day Q&A

5/24/2024
In this episodes, Don answers listeners questions about: 3:15 Seeking a Fee-Only Fiduciary Advisor for Aging Parents 6:24 Uncovering Red Flags in Financial Advisor Disclosures 11:44 Evaluating the Dodge & Cox Income X Bond Fund 12:46 Importance of Reading Form ADVs for Investment Advisory Firms 18:17 The Aftermath of Removing Social Security 19:11 Understanding Mutual Fund Return Reports 21:24 Replacing Vanguard Bond Fund BND with Risky Alternatives Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:29:08

Ask host to enable sharing for playback control

Affinity Fraud

5/23/2024
In this episode: 1:16 Affinity Fraud in the Military 3:54 Unveiling Investment Fraud in the Military 11:57 Building Trust in Financial Relationships 14:00 Maintaining Boundaries in Financial Relationships 19:33 Trusting Third-Party Sources for Investment Information 23:43 Retirement and Investment Strategies Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:29:42

Ask host to enable sharing for playback control

The Value of Good Advice

5/22/2024
Can a fiduciary fee-only advisor make you more money, even after expenses. Vanguard says, "yes!" We talk about some of their findings and more: 3:53 Cost-Effective Implementation and Rebalancing 6:20 Financial Future and Advisor Second Opinions 7:16 Asset Location and Withdrawal Strategies 9:00 Hodgepodge-itis and Portfolio Simplification 11:57 The Vanguard Experience 14:30 The Importance of Seeking Advice Early 20:14 Backdoor Roth IRA Strategies 26:15 Hodgepodge-itis Treatment and Financial Future 28:57 Morningstar Ratings Debunked 31:51 Roth Conversions and Considerations 35:10 Evaluating Investment Fees at Wells Fargo 36:31 Simplifying Portfolios with TSP Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:45:50

Ask host to enable sharing for playback control

Roaring Kitty Returns!

5/21/2024
In this episode: 0.54 America's Obsession with New Media and Gurus 1:55 The GameStop Saga Begins 2:43 Reddit's Influence on GameStop Stock 3:33 Lessons from the GameStop Rollercoaster 5:20 Seeking a Second Opinion in Investing 6:19 The Stupidity in Following Stock Recommendations 7:03 GameStop Stock: A Question of Valuation 8:30 The Evolution of the Gaming Industry 8:54 What to Learn from the GameStop Frenzy 9:49 Investing vs. Speculation 12:05 Vanguard's Fiduciary Advisors and Financial Decisions 12:31 Importance of Getting a Second Opinion 15:03 Adjusting Investment Strategy for Retirement 15:31 Vanguard's Changes in Customer Service 16:45 Questioning Vanguard's Decision-Making 21:25 The Significance of Money in Your Life 26:34 Addressing Hodgepodgeitis in Your Investment Portfolio 27:34 Vanguard's Controversial Fee Changes 34:02 Strategies for Protecting Equities After Hours 36:46 The Remarkable Story of Dimensional Funds 38:26 Platforms for Investing: Schwab vs. TD Ameritrade 39:58 Resources and Information at TalkingRealMoney.com 40:49 Important Disclaimer and Legal Information Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:46:06

Ask host to enable sharing for playback control

Money for Millennials

5/20/2024
We don't often have guests, but we do, from time to time, invite some of the best minds in money management to join us. Author and financial educator, Dan Solin spends time with us this week to share some wisdom from his latest book, Wealthier: The Investing Field Guide for Millennials. We discuss buying a home versus renting, saving and investing for retirement, and the future of Social Security. Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:30:29

Ask host to enable sharing for playback control

Tom and Roxy Qs

5/17/2024
On the week's question and answer session, Tom and Roxy take written questions from listeners about: Social Security spousal benefits. Moving Emergency Cash Short-Term Cash Options Portfolio Diversification AVGE vs. BND Allocation Real Estate Sales and Tax Planning Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:22:59

Ask host to enable sharing for playback control

Retirement Income Evolution

5/16/2024
Was retirement really better in thge past? Have 401k plans been a retirement income benefit or detriment? Might there be a better way to insure a secure retirement income? We also explore the difference in long-term returns between large-cap and small-cap value stocks. Plus, we hear from listeners: Why does the actual income from I-Bonds not match the stated rate? Can income from a court settlement from a stock in an IRA be transferred into the IRA? Is it better to take retirement income from investments annually, monthly, or as needed? Looking for a quick portfolio review? Is it okay to start spending extra money in retirement? Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:45:27

Ask host to enable sharing for playback control

They Need Complexity

5/15/2024
Beware of complex investments or those promising to provide higher returns using some financial sleight-of-hand. Higher returns always require some sort of tradeoff. There are no special systems to game the markets, long-term. Then, we hear from listeners: He stayed in bonds and lost money, should he stick with them now? How can current assets be grown to enough to support retirement needs? Does it make sense to buy a second home on the beach? How should a very conservative retiree invest retirement funds? Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:42:22

Ask host to enable sharing for playback control

Social Security Sick?

5/14/2024
Millions of people rely on Social Security for a large portion of their income, yet the system is running low on money and won't be able to meet future obligations without major changes. So, which is better, reducing benefits or raising taxes? Plus, we take listeners questions: What's the best way to reduce taxes on retirement plan distributions? What can be done to reduce hodgepodgery in a portfolio? Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:28:36

Ask host to enable sharing for playback control

Accentuate the Positive

5/13/2024
In the episode, instead of discussing all of the bad financial decisions we make, let's take time to acknowledge all of the good things we do with money. Plus, we take questions on: The possible negative impact that passive investing might have on the stock markets. The potential tax ramifications of a portfolio. Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:28:55

Ask host to enable sharing for playback control

Cue the Qs

5/10/2024
The questions have started pouring in again. Thanks! Today... Using High-yielding CLOs Instead of Bonds. Adjusting Portfolio for Growth Maryland 529 Plan vs. Other Options Maximizing Growth for Grandchildren Understanding Rebalancing in a 401k Implementing a Three-Bucket Account Strategy Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:26:06

Ask host to enable sharing for playback control

Will They Do What's Best?

5/9/2024
The U.S. Labor Department is going to try again to hold some of those who provide advice on retirement assets to actually act in their clients' best interests. Will this new rule actually go into effect this time and who might it protect. Then we take your questions: What to we think of Keith Fitz-Gibbons investing advice? What's the best way to cover three years of expenses before collection Social Security? Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:28:05

Ask host to enable sharing for playback control

Your Wealth Grew?

5/8/2024
After years of diligently saving and investing a your retirement plans, what should you be doing when your accounts have grown to sizable amounts? Plus, we share the reasons for a small cap and value portfolio tilt. Plus, we hear from several listeners who ask: Why don't we talk more about 529 ABLE plans? What do we think of a portfolio with 20-year Treasury bonds? After maxxing out retirement accounts, where should other money be invested? Why can't more people save and invest? Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:46:39

Ask host to enable sharing for playback control

Magic Money Machine

5/7/2024
Is it a mutual fund? Is it an annuity? Can one investment met everyone's retirement needs? That's seems to be the claim of the complex BlackRock LifePath Paycheck funds. Plus, we talk about Warren Buffett's take on corporate taxes and how individuals could all end up paying no income taxes. We also discuss the workings of the "backdoor" Roth IRA. Then, listeners want to know: Nearing retirement is a fiduciary adviser needed and what should one cost? The name of the book Tom mentioned about Crazy Eddie? Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:48:09

Ask host to enable sharing for playback control

Gold is Not Investing

5/6/2024
Gold has gotten hot again, but just because you can get a bar at Costco is it a decent investment? We look hack at the history and returns of gold over decades and longer. Plus, we take some listener questions: Where can information be found on a school districts's 403b plan? In what account order should money be withdrawn for a college education? Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:24:51

Ask host to enable sharing for playback control

Queries and Responses

5/3/2024
On this week's Friday Q&A: Does more money in emerging markets make sense? What should be done with an 401k now that Vanguard has sold their servicing? Are these two funds diversified enough? Is there any way to calculate future call option premiums? Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:19:49

Ask host to enable sharing for playback control

Big Investing Factors

5/2/2024
There aren't many ways to improve your odds while investing in stocks. So, why have investors like Warren Buffet been so successful and why do we belive in factor investing? Plus listeners want to know: Why do we suggest more expensive products from firms like Avantis and Dimensional? What are the differences between a 403b and a Roth IRA? Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:32:36

Ask host to enable sharing for playback control

Strange Money Perspectives

5/1/2024
Don't be fooled by "money illusions." We are often confused about money math, particularly when it comes to the impacts of inflation. Our financial psycology can lead us to make bad decisions. The callers have questions about: Financial Planning for a Special Needs Family Member Estate Planning Strategies for Passing Wealth to Grandchildren Balancing Risk Tolerance with Retirement Savings Directing Inheritance to Grandchildren Understanding Indexed Annuities Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:46:39

Ask host to enable sharing for playback control

Are Bonds Bad?

4/30/2024
After bonds suffered a really bad year in 2022, many investors still hate them. Do all bonds deserve the recent bad reputations? Time for a fixed income reality check. We also discuss the bad advice given by most radio advisors. We also hear from listeners: Why do we dislike anuuities as investments? What do we think of the new DOL rule requiring all retirement rollover advice be held to the fiduciary standard? Learn more about your ad choices. Visit megaphone.fm/adchoices

Duration:00:47:11