Real Estate Realities With The RebelBroker

Welcome to another edition of Real Estate Realities! Today we are covering the FHA loan for multifamily purchases that just got WAY better. In fact, it makes it possible for much easier house hacking! Don't know what house hacking is? Not sure why I am so excited about changes to a loan? Then make sure to check out todays show and realize that this could be the first step in reaching your real estate empire goals! —————————————————————————————————————————————————— ➡️ Instagram: https://www.instagram.com/rebelbroker/ ➡️ Twitter: https://twitter.com/rebelbroker ➡️ Facebook: https://www.facebook.com/whitelawre/ 🏡 💵 Get Your FREE Home Value Estimate! - https://www.soldbyrobert.com/sellers-services/property-value-report ☕️ "Coffee And Real Estate" Live Events: https://www.facebook.com/whitelawre/live/ 📰 Subscribe To The Monthly Newsletter: https://soldbyrobert.com/get-the-newsletter 🕵🏻‍♂️ Search For Homes For Sale: https://soldbyrobert.com/homes-for-sale-map-search 👓 Luxury Homes List: https://soldbyrobert.com/listing-report/Luxury-Homes/1371502 💵 Homes Priced Below Average: https://soldbyrobert.com/listing-report/Homes-Priced-Below-Average-In-Morgan-Hill-San-Martin-and-Gilroy/1281392 —————————————————————————————————————————————————— 📚 A case study in how I get better results than other real estate agents or brokerages: https://soldbyrobert.com/2020/08/breaking-every-record-for-my-clients/3444 —————————————————————————————————————————————————— My goal is to share my insights and opinions relating to real estate so that you can make the best possible decisions in achieving your real estate dreams. If you are interested in buying, selling or investing anywhere in Silicon Valley, Morgan Hill, San Martin or Gilroy - I would love an opportunity to discuss with you what I can do to help you get the best outcome possible!

In this episode of Real Estate Realities with The RebelBroker, we delve deep into the crucial topic of compensating real estate agents when selling your home while keeping in mind the recent court case where Sellers won a $1.8 billion judgement against the National Association of Realtors and a number of real estate brokerages. Finding the right compensation structure is pivotal for buyers, sellers and agents, impacting the quality of service and the overall success of the transaction. This latest court case covers ground that have been visited many times over the years. However, in todays show, I try to support the position that current method of allocating commissions is actually our best option. We dive deep into the importance of transparent communication, ensuring both parties understand the services included in the compensation agreement. Whether you're a seasoned seller or a first-time home seller, this episode equips you with valuable insights to optimize your real estate experience. Tune in to gain expert advice, market insights, and actionable tips that will guide you through the intricate process of compensating real estate agents. Don't miss this opportunity to enhance your understanding of the real estate landscape and make confident decisions for your next property transaction. To stay updated on future episodes, click Subscribe and never miss out on valuable real estate wisdom. If you find this episode helpful, please consider leaving us a rating and review on iTunes. Your feedback fuels our mission to provide you with the best real estate content. Thank you for joining us on Real Estate Realities with The RebelBroker. Knowledge is your strongest asset in the world of real estate, and we're here to empower you every step of the way. For more resources and exclusive content, visit our website at soldbyrobert.com.

As interest rates snuggle up to 8%, we find ourselves in a place that we have not been in 23 years! An entire generation of business people, home buyers and home sellers have become comfortable with interest rates in the sub 5% range. So what will this interest rate mean for home buyers, sellers and investors? Could this be the element that finally tips the scales and causes a boost in inventory that brings down sales prices? We will explore all of that in todays podcast! —————————————————————————————————————————————————— ➡️ Instagram: https://www.instagram.com/rebelbroker/ ➡️ Twitter: https://twitter.com/rebelbroker ➡️ Facebook: https://www.facebook.com/whitelawre/ 🏡 💵 Get Your FREE Home Value Estimate! - https://www.soldbyrobert.com/sellers-services/property-value-report ☕️ "Coffee And Real Estate" Live Events: https://www.facebook.com/whitelawre/live/ 📰 Subscribe To The Monthly Newsletter: https://soldbyrobert.com/get-the-newsletter 🕵🏻‍♂️ Search For Homes For Sale: https://soldbyrobert.com/homes-for-sale-map-search 👓 Luxury Homes List: https://soldbyrobert.com/listing-report/Luxury-Homes/1371502 💵 Homes Priced Below Average: https://soldbyrobert.com/listing-report/Homes-Priced-Below-Average-In-Morgan-Hill-San-Martin-and-Gilroy/1281392 —————————————————————————————————————————————————— 📚 A case study in how I get better results than other real estate agents or brokerages: https://soldbyrobert.com/2020/08/breaking-every-record-for-my-clients/3444 —————————————————————————————————————————————————— My goal is to share my insights and opinions relating to real estate so that you can make the best possible decisions in achieving your real estate dreams. If you are interested in buying, selling or investing anywhere in Silicon Valley, Morgan Hill, San Martin or Gilroy - I would love an opportunity to discuss with you what I can do to help you get the best outcome possible!

Welcome to "Real Estate Realities with The RebelBroker," the ultimate destination for in-depth explorations of recent California rent control real estate law changes. With our finger on the pulse of recent California legal changes, todays podcast serves as your comprehensive guide to understanding the nuances of the ever-evolving legal landscape governing landlords, tenants, and homeowners in the Golden State and California rent control efforts that seem to grow each year. In today's show, we embark on a journey through the recent law changes in California, unraveling their impact on property ownership, tenancy agreements, and the overall housing market. Understanding California's Legal Terrain: California, renowned for its diverse real estate market, is a state constantly in flux. Laws and regulations governing real estate here are as diverse as the landscapes, making it imperative for anyone involved in the property market to stay informed. Whether you're a property owner, a prospective tenant, or an investor eyeing the California dream, our podcast provides you with the knowledge needed to navigate the complex legal terrain with confidence. Our first goal is to put the power in your hands so that you are in a position to make the most informed decisions possible. Recent Law Changes Demystified: Our podcast delves deep into recent California rent control law changes, dissecting the intricacies of legislative reforms that have reshaped the rights and responsibilities of landlords and tenants alike. We explore topics ranging from updated tenancy laws and rent control regulations to eviction procedures and property maintenance standards. Through meticulous research and expert analysis, we decode legal jargon, ensuring that you comprehend the practical implications of these changes on your real estate endeavors. Navigating the California Real Estate Market: California's real estate market is as diverse as its population, with each city and county offering unique challenges and opportunities. Whether you're based in bustling San Jose, picturesque Morgan Hill, or historic Gilroy, our podcast tailors its discussions to address the specific concerns of residents in Santa Clara County and beyond. We analyze local market trends, discuss neighborhood-specific regulations, and provide insights into property values, enabling you to make region-specific decisions that align with your goals. Your Gateway to Informed Decision-Making: "Real Estate Realities with The RebelBroker" isn't just a podcast; it's your gateway to informed decision-making. Our goal is to always give you the information you need to make the best decisions possible. Of course, we also want you empower your ability to think for yourself and develop your own ideas on policies that effect the world of real estate. Whether you're a first-time homebuyer navigating the complexities of escrow or a seasoned landlord adapting to new California rent control laws, our podcast ensures you're equipped with the knowledge to make decisions that align with your objectives. Subscribe and Stay Informed: Don't miss out on the wealth of knowledge waiting for you at "Real Estate Realities with The RebelBroker." Subscribe now to our podcast and embark on a journey of enlightenment. Our weekly episodes are designed to empower you, providing you with the tools necessary to thrive in California's dynamic real estate market. Whether you tune in during your commute, your morning jog, or your moments of relaxation, you're investing in your real estate IQ, ensuring you're ahead of the curve in this ever-changing industry. Links

Each year I suggest that real estate investors evaluate their holdings to determine if they should sell their investment property. In todays show, we will cover the basics of this effort so you can decide if 2023 is the right time for you to sell your investment property. —————————————————————————————————————————————————— ➡️ Instagram: https://www.instagram.com/rebelbroker/ ➡️ Twitter: https://twitter.com/rebelbroker ➡️ Facebook: https://www.facebook.com/whitelawre/ 🏡 💵 Get Your FREE Home Value Estimate! - https://www.soldbyrobert.com/sellers-services/property-value-report ☕️ "Coffee And Real Estate" Live Events: https://www.facebook.com/whitelawre/live/ 📰 Subscribe To The Monthly Newsletter: https://soldbyrobert.com/get-the-newsletter 🕵🏻‍♂️ Search For Homes For Sale: https://soldbyrobert.com/homes-for-sale-map-search 👓 Luxury Homes List: https://soldbyrobert.com/listing-report/Luxury-Homes/1371502 💵 Homes Priced Below Average: https://soldbyrobert.com/listing-report/Homes-Priced-Below-Average-In-Morgan-Hill-San-Martin-and-Gilroy/1281392 —————————————————————————————————————————————————— 📚 A case study in how I get better results than other real estate agents or brokerages: https://soldbyrobert.com/2020/08/breaking-every-record-for-my-clients/3444 —————————————————————————————————————————————————— My goal is to share my insights and opinions relating to real estate so that you can make the best possible decisions in achieving your real estate dreams. If you are interested in buying, selling or investing anywhere in Silicon Valley, Morgan Hill, San Martin or Gilroy - I would love an opportunity to discuss with you what I can do to help you get the best outcome possible!

Lets get a handle on the 13 BEST tips to prepare for your home buying experience! With an understanding of these tips, you will give yourself the power to engage in your home buying search in a way that will likely save you money and stress! —————————————————————————————————————————————————— ➡️ Instagram: https://www.instagram.com/rebelbroker/ ➡️ Twitter: https://twitter.com/rebelbroker ➡️ Facebook: https://www.facebook.com/whitelawre/ 🏡 💵 Get Your FREE Home Value Estimate! - https://www.soldbyrobert.com/sellers-services/property-value-report ☕️ "Coffee And Real Estate" Live Events: https://www.facebook.com/whitelawre/live/ 📰 Subscribe To The Monthly Newsletter: https://soldbyrobert.com/get-the-newsletter 🕵🏻‍♂️ Search For Homes For Sale: https://soldbyrobert.com/homes-for-sale-map-search 👓 Luxury Homes List: https://soldbyrobert.com/listing-report/Luxury-Homes/1371502 💵 Homes Priced Below Average: https://soldbyrobert.com/listing-report/Homes-Priced-Below-Average-In-Morgan-Hill-San-Martin-and-Gilroy/1281392 —————————————————————————————————————————————————— 📚 A case study in how I get better results than other real estate agents or brokerages: https://soldbyrobert.com/2020/08/breaking-every-record-for-my-clients/3444 —————————————————————————————————————————————————— My goal is to share my insights and opinions relating to real estate so that you can make the best possible decisions in achieving your real estate dreams. If you are interested in buying, selling or investing anywhere in Silicon Valley, Morgan Hill, San Martin or Gilroy - I would love an opportunity to discuss with you what I can do to help you get the best outcome possible!

In addition to some other news, this week we review some recent escalations in the application of artificial intelligence in the real estate world that will just make it even more difficult for buyers and sellers to focus on competent real estate professionals. We also talk a little about debt profiles and what that might mean for real estate. We will also take a look at the national numbers to see where the broarder real estate market is moving. —————————————————————————————————————————————————— ➡️ Instagram: https://www.instagram.com/rebelbroker/ ➡️ Twitter: https://twitter.com/rebelbroker ➡️ Facebook: https://www.facebook.com/whitelawre/ 🏡 💵 Get Your FREE Home Value Estimate! - https://www.soldbyrobert.com/sellers-services/property-value-report ☕️ "Coffee And Real Estate" Live Events: https://www.facebook.com/whitelawre/live/ 📰 Subscribe To The Monthly Newsletter: https://soldbyrobert.com/get-the-newsletter 🕵🏻‍♂️ Search For Homes For Sale: https://soldbyrobert.com/homes-for-sale-map-search 👓 Luxury Homes List: https://soldbyrobert.com/listing-report/Luxury-Homes/1371502 💵 Homes Priced Below Average: https://soldbyrobert.com/listing-report/Homes-Priced-Below-Average-In-Morgan-Hill-San-Martin-and-Gilroy/1281392 —————————————————————————————————————————————————— 📚 A case study in how I get better results than other real estate agents or brokerages: https://soldbyrobert.com/2020/08/breaking-every-record-for-my-clients/3444 —————————————————————————————————————————————————— My goal is to share my insights and opinions relating to real estate so that you can make the best possible decisions in achieving your real estate dreams. If you are interested in buying, selling or investing anywhere in Silicon Valley, Morgan Hill, San Martin or Gilroy - I would love an opportunity to discuss with you what I can do to help you get the best outcome possible!

Subprime lending is still out there, and the mainstream take on it is totally wrong. Instead of solving what causes borrowers to be subprime, the system simply bends the rules and allows those borrowers to get burdened with debt that are not equipped to manage. This leaves them very vulnerable to market shifts or other bumps in their financial road. In todays show, we chat about that but also revisit last weeks show. ChatGPT was used to write last weeks show and it was an experiment to demonstrate a point I made in a podcast a few weeks back. With todays reality, it is becoming easier for real estate agents and others to seem far more informed and proficient than they actually are. So we discuss that and how to protect yourself from making a bad choice. —————————————————————————————————————————————————— ➡️ Instagram: https://www.instagram.com/rebelbroker/ ➡️ Twitter: https://twitter.com/rebelbroker ➡️ Facebook: https://www.facebook.com/whitelawre/ 🏡 💵 Get Your FREE Home Value Estimate! - https://www.soldbyrobert.com/sellers-services/property-value-report ☕️ "Coffee And Real Estate" Live Events: https://www.facebook.com/whitelawre/live/ 📰 Subscribe To The Monthly Newsletter: https://soldbyrobert.com/get-the-newsletter 🕵🏻‍♂️ Search For Homes For Sale: https://soldbyrobert.com/homes-for-sale-map-search 👓 Luxury Homes List: https://soldbyrobert.com/listing-report/Luxury-Homes/1371502 💵 Homes Priced Below Average: https://soldbyrobert.com/listing-report/Homes-Priced-Below-Average-In-Morgan-Hill-San-Martin-and-Gilroy/1281392 —————————————————————————————————————————————————— 📚 A case study in how I get better results than other real estate agents or brokerages: https://soldbyrobert.com/2020/08/breaking-every-record-for-my-clients/3444 —————————————————————————————————————————————————— My goal is to share my insights and opinions relating to real estate so that you can make the best possible decisions in achieving your real estate dreams. If you are interested in buying, selling or investing anywhere in Silicon Valley, Morgan Hill, San Martin or Gilroy - I would love an opportunity to discuss with you what I can do to help you get the best outcome possible!

This week we review the types of properties you will find in California. We will cover single family homes, condominiums and townhomes. What are the legal differences and what are the benefits and limits of each. —————————————————————————————————————————————————— ➡️ Instagram: https://www.instagram.com/rebelbroker/ ➡️ Twitter: https://twitter.com/rebelbroker ➡️ Facebook: https://www.facebook.com/whitelawre/ 🏡 💵 Get Your FREE Home Value Estimate! - https://www.soldbyrobert.com/sellers-services/property-value-report ☕️ "Coffee And Real Estate" Live Events: https://www.facebook.com/whitelawre/live/ 📰 Subscribe To The Monthly Newsletter: https://soldbyrobert.com/get-the-newsletter 🕵🏻‍♂️ Search For Homes For Sale: https://soldbyrobert.com/homes-for-sale-map-search 👓 Luxury Homes List: https://soldbyrobert.com/listing-report/Luxury-Homes/1371502 💵 Homes Priced Below Average: https://soldbyrobert.com/listing-report/Homes-Priced-Below-Average-In-Morgan-Hill-San-Martin-and-Gilroy/1281392 —————————————————————————————————————————————————— 📚 A case study in how I get better results than other real estate agents or brokerages: https://soldbyrobert.com/2020/08/breaking-every-record-for-my-clients/3444 —————————————————————————————————————————————————— My goal is to share my insights and opinions relating to real estate so that you can make the best possible decisions in achieving your real estate dreams. If you are interested in buying, selling or investing anywhere in Silicon Valley, Morgan Hill, San Martin or Gilroy - I would love an opportunity to discuss with you what I can do to help you get the best outcome possible!

Join me as we get a chance to sit down with Pacific Legal Foundation Attorney Christina Martin to chat about her victory in the Supreme Court in the fight to defeat state equity theft. This amazing unanimous decision by the highest court is only matched by the astonishment that this case ever needed to go to the Supreme Court of the United States in order to be defeated! We will talk about property rights and some of the other amazing victories that the PLF has managed to achieve this year, all in defense of your property rights. —————————————————————————————————————————————————— ➡️ Instagram: https://www.instagram.com/rebelbroker/ ➡️ Twitter: https://twitter.com/rebelbroker ➡️ Facebook: https://www.facebook.com/whitelawre/ 🏡 💵 Get Your FREE Home Value Estimate! - https://www.soldbyrobert.com/sellers-services/property-value-report ☕️ "Coffee And Real Estate" Live Events: https://www.facebook.com/whitelawre/live/ 📰 Subscribe To The Monthly Newsletter: https://soldbyrobert.com/get-the-newsletter 🕵🏻‍♂️ Search For Homes For Sale: https://soldbyrobert.com/homes-for-sale-map-search 👓 Luxury Homes List: https://soldbyrobert.com/listing-report/Luxury-Homes/1371502 💵 Homes Priced Below Average: https://soldbyrobert.com/listing-report/Homes-Priced-Below-Average-In-Morgan-Hill-San-Martin-and-Gilroy/1281392 —————————————————————————————————————————————————— 📚 A case study in how I get better results than other real estate agents or brokerages: https://soldbyrobert.com/2020/08/breaking-every-record-for-my-clients/3444 —————————————————————————————————————————————————— My goal is to share my insights and opinions relating to real estate so that you can make the best possible decisions in achieving your real estate dreams. If you are interested in buying, selling or investing anywhere in Silicon Valley, Morgan Hill, San Martin or Gilroy - I would love an opportunity to discuss with you what I can do to help you get the best outcome possible!

If you are someone trying to find the right real estate professional to help you with buying or selling real estate, AI is making your life harder rather than better. We will discuss that and how to deal with it in todays show! #ai #chatgpt Why Files video on AI - https://youtu.be/brQLpTnDwyg —————————————————————————————————————————————————— ➡️ Instagram: https://www.instagram.com/rebelbroker/ ➡️ Twitter: https://twitter.com/rebelbroker ➡️ Facebook: https://www.facebook.com/whitelawre/ 🏡 💵 Get Your FREE Home Value Estimate! - https://www.soldbyrobert.com/sellers-services/property-value-report ☕️ "Coffee And Real Estate" Live Events: https://www.facebook.com/whitelawre/live/ 📰 Subscribe To The Monthly Newsletter: https://soldbyrobert.com/get-the-newsletter 🕵🏻‍♂️ Search For Homes For Sale: https://soldbyrobert.com/homes-for-sale-map-search 👓 Luxury Homes List: https://soldbyrobert.com/listing-report/Luxury-Homes/1371502 💵 Homes Priced Below Average: https://soldbyrobert.com/listing-report/Homes-Priced-Below-Average-In-Morgan-Hill-San-Martin-and-Gilroy/1281392 —————————————————————————————————————————————————— 📚 A case study in how I get better results than other real estate agents or brokerages: https://soldbyrobert.com/2020/08/breaking-every-record-for-my-clients/3444 —————————————————————————————————————————————————— My goal is to share my insights and opinions relating to real estate so that you can make the best possible decisions in achieving your real estate dreams. If you are interested in buying, selling or investing anywhere in Silicon Valley, Morgan Hill, San Martin or Gilroy - I would love an opportunity to discuss with you what I can do to help you get the best outcome possible!

The national trend, according to the headlines, is that rental rates are declining. What we are seeing here in Santa Clara County is a little different. In fact, even rental property types are seeing different performance in terms of rent growth or decline. Today, we are going to calibrate ourselves to what is actually happening in some key Santa Clara County communities. These will include San Jose, Morgan Hill and Gilroy. Whether you are a potential renter looking for a new home or someone considering that first real estate investment, this show will give you a great place to start!. We will be reviewing the current numbers and understanding how to use them effectively to come up with market beating strategies to start your entrepreneur journey off right! Of course, the tools and mindset we will be exploring will also help renters navigate their way to finding the best deals possible in today market. —————————————————————————————————————————————————— ➡️ Instagram: https://www.instagram.com/rebelbroker/ ➡️ Twitter: https://twitter.com/rebelbroker ➡️ Facebook: https://www.facebook.com/whitelawre/ 🏡 💵 Get Your FREE Home Value Estimate! - https://www.soldbyrobert.com/sellers-services/property-value-report ☕️ "Coffee And Real Estate" Live Events: https://www.facebook.com/whitelawre/live/ 📰 Subscribe To The Monthly Newsletter: https://soldbyrobert.com/get-the-newsletter 🕵🏻‍♂️ Search For Homes For Sale: https://soldbyrobert.com/homes-for-sale-map-search 👓 Luxury Homes List: https://soldbyrobert.com/listing-report/Luxury-Homes/1371502 💵 Homes Priced Below Average: https://soldbyrobert.com/listing-report/Homes-Priced-Below-Average-In-Morgan-Hill-San-Martin-and-Gilroy/1281392 —————————————————————————————————————————————————— 📚 A case study in how I get better results than other real estate agents or brokerages: https://soldbyrobert.com/2020/08/breaking-every-record-for-my-clients/3444 —————————————————————————————————————————————————— My goal is to share my insights and opinions relating to real estate so that you can make the best possible decisions in achieving your real estate dreams. If you are interested in buying, selling or investing anywhere in Silicon Valley, Morgan Hill, San Martin or Gilroy - I would love an opportunity to discuss with you what I can do to help you get the best outcome possible!

California has lost hundreds of thousands of residents. Tax revenues are down. Higher income earners are increasingly leaving the state. Those losses accumulate and have increased every year since at least 2017. Today we will run down the problem, how we got here and how the state government is completely botching the way forward to not just stop this gushing loss of population, but how to reverse the trend and start to attract business and people back to the golden state. Links: https://youtu.be/8HGVxdMmFJk https://www.theepochtimes.com/california-exodus-costs-the-state-29-1-billion-irs_5245911.html https://buildremote.co/companies/companies-leaving-california/ https://calmatters.org/commentary/2023/02/budget-deficit-may-be-larger/ https://www.mercurynews.com/2023/05/12/how-newsom-solves-california-budget-that-went-from-a-97-5-billion-surplus-to-31-5-billion-deficit/ https://news.bloombergtax.com/tax-insights-and-commentary/california-wealth-and-exit-tax-shows-a-window-into-the-future https://www.thepaystubs.com/blog/tax/californias-exit-tax https://reformcalifornia.org/campaigns/stop-the-mileage-tax

Join me for a special interview episode of Real Estate Realities as we sit down and chat again with Brent Bowers! He is still out there crushing it through investing in vacant land. Let's walk through his strategy and give you the tools you need to get started in this segment of the real estate market. —————————————————————————————————————————————————— ➡️ Instagram: https://www.instagram.com/rebelbroker/ ➡️ Twitter: https://twitter.com/rebelbroker ➡️ Facebook: https://www.facebook.com/whitelawre/ 🏡 💵 Get Your FREE Home Value Estimate! - https://www.soldbyrobert.com/sellers-services/property-value-report ☕️ "Coffee And Real Estate" Live Events: https://www.facebook.com/whitelawre/live/ 📰 Subscribe To The Monthly Newsletter: https://soldbyrobert.com/get-the-newsletter 🕵🏻‍♂️ Search For Homes For Sale: https://soldbyrobert.com/homes-for-sale-map-search 👓 Luxury Homes List: https://soldbyrobert.com/listing-report/Luxury-Homes/1371502 💵 Homes Priced Below Average: https://soldbyrobert.com/listing-report/Homes-Priced-Below-Average-In-Morgan-Hill-San-Martin-and-Gilroy/1281392 —————————————————————————————————————————————————— 📚 A case study in how I get better results than other real estate agents or brokerages: https://soldbyrobert.com/2020/08/breaking-every-record-for-my-clients/3444 —————————————————————————————————————————————————— My goal is to share my insights and opinions relating to real estate so that you can make the best possible decisions in achieving your real estate dreams. If you are interested in buying, selling or investing anywhere in Silicon Valley, Morgan Hill, San Martin or Gilroy - I would love an opportunity to discuss with you what I can do to help you get the best outcome possible!

From home insurance to car coverage, insurance companies are deciding to just not do business in California any longer. So what has to happen to force companies to abandon a huge market? Well, despite the headlines, it is not just weather issues and corporate greed. Today, we take a look at the latest news that State Farm decided last week to stop offering home insurance in the state of California and what that will likely mean for homeowners going forward. —————————————————————————————————————————————————— ➡️ Instagram: https://www.instagram.com/rebelbroker/ ➡️ Twitter: https://twitter.com/rebelbroker ➡️ Facebook: https://www.facebook.com/whitelawre/ 🏡 💵 Get Your FREE Home Value Estimate! - https://www.soldbyrobert.com/home-value ☕️ "Coffee And Real Estate" Live Events: https://www.facebook.com/whitelawre/live/ 📰 Subscribe To The Monthly Newsletter: https://soldbyrobert.com/get-the-newsletter 🕵🏻‍♂️ Search For Homes For Sale: https://soldbyrobert.com/homes-for-sale-map-search 👓 Luxury Homes List: https://soldbyrobert.com/listing-report/Luxury-Homes/1371502 💵 Homes Priced Below Average: https://soldbyrobert.com/listing-report/Homes-Priced-Below-Average-In-Morgan-Hill-San-Martin-and-Gilroy/1281392 —————————————————————————————————————————————————— 📚 A case study in how I get better results than other real estate agents or brokerages: https://soldbyrobert.com/2020/08/breaking-every-record-for-my-clients/3444 —————————————————————————————————————————————————— My goal is to share my insights and opinions relating to real estate so that you can make the best possible decisions in achieving your real estate dreams. If you are interested in buying, selling or investing anywhere in Silicon Valley, Morgan Hill, San Martin or Gilroy - I would love an opportunity to discuss with you what I can do to help you get the best outcome possible!

In this thought-provoking episode, we delve into the often overlooked drawbacks of low-income buyers availing themselves of 1% down loans. Today we will specifically be talking about the Rocket Mortgage ONE+ loan program. While these loans may seem appealing on the surface, they can harbor hidden pitfalls that can leave borrowers vulnerable. Join us as we explore the cautionary tales and shed light on the potential downsides of this financing option. Episode Highlights: Understanding 1% Down Loans: We begin by explaining the concept of 1% down loans, which have gained popularity as an attractive option for individuals with limited financial resources. These loans enable borrowers to put down only 1% of the home's purchase price, while the remaining 99% is financed. At first glance, this may seem like an excellent opportunity, but closer examination reveals significant downsides. Even in the case of the Rocket Mortgage 2% grant, these issues remain. Higher Interest Rates and PMI: One of the primary downsides of 1% down loans is the higher interest rates imposed by lenders. Given the increased risk associated with such loans, lenders often compensate by charging higher interest rates. While PMI is typical, at least this is not included in this Rocket Mortgage loan program. Negative Equity and Limited Equity Building: With a mere 1% down payment, buyers are at greater risk of falling into a negative equity situation. In the event of a downturn in the housing market or a decline in property values, borrowers may find themselves owing more on their mortgage than the actual value of the property. This lack of equity also hampers their ability to build wealth through homeownership. Financial Stress and Limited Savings: Low-income buyers who opt for 1% down loans often face increased financial stress. The combination of higher monthly mortgage payments and elevated interest rates leaving little room for savings or unexpected expenses. This lack of financial cushion can make homeownership a precarious endeavor. The Importance of Financial Education: We conclude the episode by stressing the significance of financial education for low-income buyers considering 1% down loans or any other financing options. With proper knowledge and guidance, potential homeowners can make more informed decisions, understand the long-term consequences, and explore alternative routes to affordable homeownership. While 1% down loans may initially appear enticing for low-income buyers, our exploration of their downsides unveils potential risks that should not be overlooked. Higher interest rates, negative equity concerns, limited equity building, and financial stress collectively illustrate the need for caution and thorough understanding. By promoting financial education and exploring alternative options, we can empower low-income buyers to make choices that foster long-term stability and success in their homeownership journey. Links: https://www.rismedia.com/2023/05/22/rocket-mortgage-offers-new-1-percent-down-home-loan-program/https://www.rocketmortgage.com/learn/one-plushttps://www.rocketmortgage.com/learn/down-payment-assistance

Business bankruptcies are up 216% and we are not even half way through 2023 yet! What does this mean for unemployment and the world of real estate? Let's take a minute to chat about all that! —————————————————————————————————————————————————— ➡️ Instagram: https://www.instagram.com/rebelbroker/ ➡️ Twitter: https://twitter.com/rebelbroker ➡️ Facebook: https://www.facebook.com/whitelawre/ 🏡 💵 Get Your FREE Home Value Estimate! - https://www.soldbyrobert.com/sellers-services/property-value-report ☕️ "Coffee And Real Estate" Live Events: https://www.facebook.com/whitelawre/live/ 📰 Subscribe To The Monthly Newsletter: https://soldbyrobert.com/get-the-newsletter 🕵🏻‍♂️ Search For Homes For Sale: https://soldbyrobert.com/homes-for-sale-map-search 👓 Luxury Homes List: https://soldbyrobert.com/listing-report/Luxury-Homes/1371502 💵 Homes Priced Below Average: https://soldbyrobert.com/listing-report/Homes-Priced-Below-Average-In-Morgan-Hill-San-Martin-and-Gilroy/1281392 —————————————————————————————————————————————————— 📚 A case study in how I get better results than other real estate agents or brokerages: https://soldbyrobert.com/2020/08/breaking-every-record-for-my-clients/3444 —————————————————————————————————————————————————— My goal is to share my insights and opinions relating to real estate so that you can make the best possible decisions in achieving your real estate dreams. If you are interested in buying, selling or investing anywhere in Silicon Valley, Morgan Hill, San Martin or Gilroy - I would love an opportunity to discuss with you what I can do to help you get the best outcome possible!

The headlines today sure do seem to be sending out a positive message relating to real estate. Many tell us the great home value drop is over. The most recent numbers prove we are out of the woods. Do they really? In todays show we will take a closer look and see if we should be optimistic or not. —————————————————————————————————————————————————— ➡️ Instagram: https://www.instagram.com/rebelbroker/ ➡️ Twitter: https://twitter.com/rebelbroker ➡️ Facebook: https://www.facebook.com/whitelawre/ 🏡 💵 Get Your FREE Home Value Estimate! - https://www.soldbyrobert.com/sellers-services/property-value-report ☕️ "Coffee And Real Estate" Live Events: https://www.facebook.com/whitelawre/live/ 📰 Subscribe To The Monthly Newsletter: https://soldbyrobert.com/get-the-newsletter 🕵🏻‍♂️ Search For Homes For Sale: https://soldbyrobert.com/homes-for-sale-map-search 👓 Luxury Homes List: https://soldbyrobert.com/listing-report/Luxury-Homes/1371502 💵 Homes Priced Below Average: https://soldbyrobert.com/listing-report/Homes-Priced-Below-Average-In-Morgan-Hill-San-Martin-and-Gilroy/1281392 —————————————————————————————————————————————————— 📚 A case study in how I get better results than other real estate agents or brokerages: https://soldbyrobert.com/2020/08/breaking-every-record-for-my-clients/3444 —————————————————————————————————————————————————— My goal is to share my insights and opinions relating to real estate so that you can make the best possible decisions in achieving your real estate dreams. If you are interested in buying, selling or investing anywhere in Silicon Valley, Morgan Hill, San Martin or Gilroy - I would love an opportunity to discuss with you what I can do to help you get the best outcome possible!

Fasten your seat belt folks, today we get a classice Rebelbroker rant podcast! Let's play pretend for a moment. You find yourself in a situation where you are behind on your property tax payments. You owe $5,000 dollars. One thing leads to another and the state is going to take your property and sell it to pay your tax debt. The state does its thing and sells your home for $500,000. Expecting to get a check for $495,000, you wait patiently at your mailbox for that payment. Surprise! It will never arrive. That's right, the law says that no matter how little you owe, the government gets to keep ALL of the proceeds from the sale of your home! It is all legal and you are screwed. To make it even worse, you later find out that a business was allowed to buy your home for what you owed - $5,000! Of course, the fact that this buyer was a HUGE political contributor to those that decided who gets to buy your home had nothing to do with it. Don't even suggest that crazy conspiracy theory you nutjob! —————————————————————————————————————————————————— ➡️ Instagram: https://www.instagram.com/rebelbroker/ ➡️ Twitter: https://twitter.com/rebelbroker ➡️ Facebook: https://www.facebook.com/whitelawre/ 🏡 💵 Get Your FREE Home Value Estimate! - https://www.soldbyrobert.com/sellers-services/property-value-report ☕️ "Coffee And Real Estate" Live Events: https://www.facebook.com/whitelawre/live/ 📰 Subscribe To The Monthly Newsletter: https://soldbyrobert.com/get-the-newsletter 🕵🏻‍♂️ Search For Homes For Sale: https://soldbyrobert.com/homes-for-sale-map-search 👓 Luxury Homes List: https://soldbyrobert.com/listing-report/Luxury-Homes/1371502 💵 Homes Priced Below Average: https://soldbyrobert.com/listing-report/Homes-Priced-Below-Average-In-Morgan-Hill-San-Martin-and-Gilroy/1281392 —————————————————————————————————————————————————— 📚 A case study in how I get better results than other real estate agents or brokerages: https://soldbyrobert.com/2020/08/breaking-every-record-for-my-clients/3444 —————————————————————————————————————————————————— My goal is to share my insights and opinions relating to real estate so that you can make the best possible decisions in achieving your real estate dreams. If you are interested in buying, selling or investing anywhere in Silicon Valley, Morgan Hill, San Martin or Gilroy - I would love an opportunity to discuss with you what I can do to help you get the best outcome possible!

Are you a responsible borrower? Have you saved diligently for that 20% downpayment on your first home? Did you educate yourself and work toward improving your credit score so that you reached your goal of a score higher than 680? Well, then the FHFA (Federal Housing and Finance Association) would like to take this opportunity to completely screw you over! How will they screw you over? With higher rates and fees! But wait, for those folks who did not save, have a poor credit score and have not managed their financial lives responsibly there will be discounts and incentives! Here are a few past shows related to this topic: https://rebelbroker.libsyn.com/site/subprime-lending-againreally https://rebelbroker.libsyn.com/site/more-subprime-style-shenaniganshttps://rebelbroker.libsyn.com/site/subprime-lending-in-2016 —————————————————————————————————————————————————— ➡️ Instagram: https://www.instagram.com/rebelbroker/ ➡️ Twitter: https://twitter.com/rebelbroker ➡️ Facebook: https://www.facebook.com/whitelawre/ 🏡 💵 Get Your FREE Home Value Estimate! - https://www.soldbyrobert.com/sellers-services/property-value-report ☕️ "Coffee And Real Estate" Live Events: https://www.facebook.com/whitelawre/live/ 📰 Subscribe To The Monthly Newsletter: https://soldbyrobert.com/get-the-newsletter 🕵🏻‍♂️ Search For Homes For Sale: https://soldbyrobert.com/homes-for-sale-map-search 👓 Luxury Homes List: https://soldbyrobert.com/listing-report/Luxury-Homes/1371502 💵 Homes Priced Below Average: https://soldbyrobert.com/listing-report/Homes-Priced-Below-Average-In-Morgan-Hill-San-Martin-and-Gilroy/1281392 —————————————————————————————————————————————————— 📚 A case study in how I get better results than other real estate agents or brokerages: https://soldbyrobert.com/2020/08/breaking-every-record-for-my-clients/3444 —————————————————————————————————————————————————— My goal is to share my insights and opinions relating to real estate so that you can make the best possible decisions in achieving your real estate dreams. If you are interested in buying, selling or investing anywhere in Silicon Valley, Morgan Hill, San Martin or Gilroy - I would love an opportunity to discuss with you what I can do to help you get the best outcome possible!